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5259 Odessa Lake St, Timnath, CO, 80547

5beds
4baths
2,890sqft
$715,000
$247price/sqft
$4,375/moest. monthly cost
$175,000/yrincome needed

About This Home

Live beautifully in this move-in ready home in the highly sought-after Timnath Ranch neighborhood. This stunning 2-story home features 5 bedrooms, 4 bathrooms, and a rare 4 car garage, offering space, comfort, and functionality. Situated on a nearly -acre lot backing to the neighborhood greenbelt, the property provides a peaceful setting with added privacy. Recent updates include brand new flooring throughout the main level, fresh interior paint, and new carpet throughout the home. The main level features a private home office and an open concept layout with a bright white kitchen, granite countertops, a large eat-in island, and a dining area that flows into the spacious living room with a cozy gas fireplace. Upstairs, the private primary suite includes new quartz countertops, a large walk-in closet, and a five-piece bathroom. Three additional bedrooms, a full bathroom, and a convenient upstairs laundry room complete the upper level. The fully finished basement offers flexible living space with a fifth bedroom or recreation room and an additional bathroom. Enjoy the lifestyle Timnath Ranch offers with neighborhood parks, walking trails, and a community pool while being close to restaurants and shopping and schools. This home is truly move-in ready with all the updates already completed.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Bethke Elementary SchoolGrades K-50.6 mi
8/10
Fossil Ridge High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Retrofit for Radon

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Level: Upper
  • Area: 150
  • Dimensions: 15 x 10

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 10 x 11

Bedroom5

  • Level: Basement
  • Area: 221
  • Dimensions: 17 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Family Room

  • Level: Main
  • Area: 221
  • Dimensions: 17 x 13

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Door features: 6-Panel Doors
  • Window features: Window Coverings
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 510
  • Finished area above ground: 2,380

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,890
  • Total interior livable area: 2,890 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Laundry

  • Level: Upper
  • Area: 49
  • Dimensions: 7 x 7

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Upper
  • Area: 238
  • Dimensions: 17 x 14

Study

  • Level: Main
  • Area: 110
  • Dimensions: 11 x 10

Property

Details

  • Parcel number: R1653445
  • Zoning: RES
  • Special condition: Private Owner
  • Exclusions: Seller's Personal Property,Clothes Washer,Clothes Dryer

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Wood

Lot

  • Lot size: 9,975 sqft
  • Features: Abuts Public Open Space,Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$233$2,796
Property Taxes $309$3,708
Electricity $218$2,618
Total$4,375$52,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,000/yr
40% on housing$131,250/yr
45% on housing$116,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 80547$225
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80547$202
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$765,000
2026-03-17Listed for sale$775,000
2025-09-17Listing removed$774,000
2025-08-22Price change$774,000
2025-07-18Listed for sale$775,000
2024-04-12Sold$650,000
2024-02-08Pending sale$650,000
2024-01-31Listed for sale$650,000
2019-05-15Sold$451,075

For Sale by Agent

AgentTiffany Luthi
BrokerageGroup Centerra

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