316 Yacht Club Ln, Saint Simons Island, GA, 31522
About This Home
Nothing compares to The Mansion on St Simons Island, offering every imaginable luxury for living the Golden Isles lifestyle! Welcome to coastal elegance at 316 Yacht Club, where sophisticated living meets the serene beauty of the waterfront. This residence provides a rare opportunity to indulge in a lifestyle of luxury and leisure, surrounded by panoramic views of Frederica River and beyond. This home was designed to be timeless and will never be outdated, with classic, luxurious finishes such as Turkish Travertine stone and true hardwood flooring throughout. More than 11,000 square feet of living space, including a full guest quarters with kitchen & laundry over the 8 car garage, all tide dock area that is permittable for expansion & covered dock pavilion with built in seating, navigable for any size boat, anytime. Featuring a swimming pool, hot tub, fire pit, grilling station, outdoor shower, built in dining islands to accommodate 16 or more, game room with wet bar, home gym, multiple lounge areas & pool room with entertainment station & full bathroom. Quick & easy access on & off the island, near the FJ Torres causeway. This property sits on 3 lots & offers the most spectacular sunrises & sunsets you'll ever see, right in your own backyard. Priced under current appraisal. Featured on the cover of Prestige Global magazine, the only property on Saint Simons Island to ever to be chosen for the cover of this luxury lifestyle magazine.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Concrete Perimeter,Crawlspace,Slab
- Roof: Metal,Slate
- Construction materials: Brick,Steel Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 10
- Full bathrooms: 8
- 1/2 bathrooms: 2
Features
- Programmable Thermostat
- Number of fireplaces: 5
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 10,631 sqft
Property
Details
- Parcel number: 0414562
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Heated,In Ground,Pool,Salt Water
- Patio & porch: Covered,Deck
- Exterior features: Courtyard,Deck,Dock,Gas Grill,Outdoor Grill,Outdoor Shower,Sprinkler/Irrigation,Landscape Lights
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: River,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Deep Water,Marsh,Water Access,Other,River Access
- Waterbody name: Frederica River
Lot
- Lot size: 0.74 Acres
- Features: Estate Lot,Landscaped
- Lot size dimensions: ,,,
Parking
- Total spaces: 10
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 8
- Covered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $35,393 | $424,716 |
| Home Insurance * | $3,212 | $38,544 |
| Property Taxes | $2,631 | $31,572 |
| Electricity | $1,032 | $12,394 |
| Total | $42,268 | $507,216 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-06 | Listed for sale | $8,490,000 |
| 2024-12-01 | Listing removed | $7,590,000 |
| 2024-08-31 | Price change | $7,590,000 |
| 2024-08-01 | Price change | $7,579,900 |
| 2024-06-04 | Price change | $7,590,000 |
| 2023-12-01 | Listed for sale | $7,850,000 |
| 2023-10-09 | Listing removed | -- |
| 2023-09-12 | Price change | $6,900,000 |
| 2023-06-26 | Price change | $7,749,000 |
| 2023-06-06 | Price change | $7,794,500 |
| 2023-05-11 | Listed for sale | $7,994,500 |
| 2022-10-20 | Listing removed | $7,790,000 |
| 2022-04-19 | Listed for sale | $7,790,000 |
| 2022-04-16 | Listing removed | -- |
| 2021-11-12 | Price change | $8,975,000 |
| 2021-10-19 | Listed for sale | $9,500,000 |
| 2016-01-08 | Listing removed | $799,000 |
| 2015-10-05 | Listed for sale | $799,000 |
View on Zillow