




21046 Smith Rd, Covington, LA, 70435
About This Home
*** OPEN HOUSE: SUNDAY, APRIL 26TH, 1pm to 3pm*** Escape to your serene sanctuary on 8.5 acres (~5.8 Acres Flood Zone C and ~2.7 Acres of Flood Zone A) of natural beauty along the Little Bogue Falaya River. Originally a 670 sq ft cottage, this home underwent a major expansion in 2011 (added 724 sqft) with designs from Renowned Covington Architect, Randy Aultman, adding a spacious Great Room/kitchen, fireplace, huge screened-in back porch, an extended front porch, and beautiful bathroom with shower. Now offering 1,394 sqft of rustic elegance. The home features heart pine flooring, antique cypress French doors and transoms, and custom birch exposed rafter tails. Soaring cathedral ceilings with Dirty Top Pine beams and energy-efficient Marvin windows flood the open-concept space with natural light. Cozy up by one of the two fireplaces—one wood-burning, the other natural gas—for a warm, inviting atmosphere. Great for relaxation and entertainment, this home is wired for security and features a great sound system with vanishing speakers in interior/outside speakers for both porches, setting the perfect ambiance. Both porches feature tongue and groove ceilings and floors, with the screened-in back porch wonderful for year-round enjoyment. Eco-friendly features include a green geothermal system for heating and cooling and a 17 kW Generac generator for backup power. For those seeking room to grow, architectural plans are available to expand the home into a 3-bedroom, 3-bath sanctuary with a luxurious primary suite. The property also includes a custom architecturally designed barn, built with the same high-quality materials as the home, offering endless possibilities for hobbyists or storage. The Creek Room, a small screened-in building with electric and water, is ready for converting into a guest room, studio, or peaceful retreat. Certified as a Wildlife Habitat, the property provides stunning natural scenery, river access, and thriving wildlife, creating a perfect retreat for nature enthusiasts. Located just 5 minutes from downtown Covington and 45 minutes to Metairie and New Orleans, this unique property offers tranquil seclusion and convenient access to city amenities. Tractor, furniture, artwork, and mirrors in bathroom are not included.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1995
Materials
- Foundation: Raised
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Creole
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Stone Counters,Vaulted Ceiling(s),Wired for Sound
- Window features: Screens
- Fireplace features: Gas,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Geothermal
- Cooling features: Central Air,Geothermal
Interior Area
- Total structure area: 1,921
- Total interior livable area: 1,394 sqft
Kitchen
- Level: First
- Dimensions: 11.20 x 20.80
Living Room
- Level: First
- Dimensions: 21.25 x 20.80
Master Bedroom
- Level: Second
- Dimensions: 14.80 x 17.80
Property
Details
- Parcel number: 29467
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Wood,Porch,Screened
- Exterior features: Enclosed Porch,Porch,Permeable Paving,Sound System
- On waterfront: Yes
- Waterfront features: Waterfront,River Access
Lot
- Lot size: 8.47 Acres
- Features: 6-10 Units/Acre,Outside City Limits,Stream/Creek
- Lot size dimensions: 377 x 1200 irregular
Parking
- Total spaces: 3
- Parking features: Three or more Spaces,Boat,Driveway,RV Access/Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Louisiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,812 | $45,744 |
| Home Insurance * | $769 | $9,228 |
| Property Taxes | $446 | $5,352 |
| Electricity | $147 | $1,773 |
| Total | $5,174 | $62,088 |
Income You'd Need if You Spent...
Louisiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $769,000 |
| 2026-04-03 | Price change | $779,000 |
| 2026-02-26 | Price change | $789,000 |
| 2025-12-13 | Listed for sale | $799,000 |
| 2025-11-15 | Contingent | $799,000 |
| 2025-10-01 | Listed for sale | $799,000 |
| 2025-10-01 | Listing removed | $799,000 |
| 2025-06-19 | Price change | $799,000 |
| 2025-01-31 | Price change | $820,000 |
| 2024-09-05 | Listed for sale | $860,000 |
| 2024-07-18 | Listing removed | $860,000 |
| 2024-05-16 | Listed for sale | $860,000 |
