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5301 Ashton Creek Rd, Chester, VA, 23831

5beds
4baths
4,732sqft
$975,000
$206price/sqft
$6,466/moest. monthly cost
$258,640/yrincome needed

About This Home

Finest Estate in Chester. Situated on 10 acres hidden in the middle of Chester in the exclusive private neighborhood of Ashton Creek. This Tuder style custom home, built by Leon Reynolds, features exquisite woodwork and a wonderful layout. The entrance foyer has a grand staircase and leads to an easy flowing floor plan that is perfect for entertaining. Huge rooms include a large kitchen with custom cabinetry and island with a sink, banquet size dining room, formal living room and huge family room with beautiful cherry overmante,l wet bar and gorgeous views of the adjacent lake. Just off of the family room is a large deck overlooking the lake. The primary suite is located off a private hallway and features a huge walk-in closet. The second floor has 4 additional oversized bedrooms with large closets and leads to a walkup floored attic. The property features Chester's only clay tennis court with adjoining pavilion. A whole house popane generator assures uninterupted service. Ashton Creek is a private neighborhood of 10 large homes on acreage lots served by a private road. the lake

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Ecoff Elementary SchoolGrades PK-51.4 mi
2/10
Carver Middle SchoolGrades 6-83.0 mi
4/10
Thomas Dale High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Drywall,Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooking,Electric Water Heater,Disposal,Refrigerator,Stove,Trash Compactor,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Wet Bar,Bookcases,Built-in Features,Bedroom on Main Level,Bay Window,Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Walk-In Closet(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: Floored,Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 4,732

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total interior livable area: 4,732 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 786649504400000
  • Zoning description: R40
  • Special condition: Estate
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck,Tennis Court(s),Paved Driveway
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Waterfront
  • Waterbody name: Private pond

Lot

  • Lot size: 10.22 Acres
  • Features: Dead End,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$364$4,368
Property Taxes $717$8,604
Electricity $455$5,469
Total$6,466$77,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,691/yr
40% on housing$193,980/yr
45% on housing$172,426/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 23831$179
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23831$191
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$975,000

For Sale by Agent

AgentJim Daniels
BrokerageLongest & Daniels REALTORS

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