See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

109 Silver Lake Cir, Columbia, SC, 29212

5beds
5baths
3,550sqft
$695,000
$196price/sqft
$4,388/moest. monthly cost
$175,520/yrincome needed

About This Home

UNDER CONSTRUCTION – READY TO MOVE IN WITHIN 4 WEEKS!Experience quality craftsmanship and modern design in this beautiful custom-built home. Featuring 10-foot ceilings, 5 spacious bedrooms, 4.5 bathrooms, a dedicated office, and a large playroom, this home offers plenty of space for comfortable living.The gourmet kitchen is designed for both everyday living and entertaining, showcasing custom cabinetry and premium finishes. The luxurious primary suite features a spa-inspired bathroom with a whirlpool Jacuzzi tub, creating the perfect place to relax. All bathrooms include tile flooring, and the all-brick exterior provides timeless curb appeal and lasting durability.Additional highlights include an open-concept floor plan, a stunning floor-to-ceiling stone fireplace, and exceptional attention to detail throughout.Don't miss this opportunity to own a beautiful new custom home that's almost ready for you to move in!*Please note: Two of the photos have been created using AI and are for illustrative purposes only. They are intended to demonstrate the home's potential appearance and may not represent the final finished product.* Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

3/10
3/10
7/10
Dutch Fork High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave Built In,Stove Exhaust Vented Exte,Tankless Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Walk-In Closet(s),Ceiling Fan(s)

Bedroom3

  • Features: Walk-In Closet(s),Ceiling Fan(s)

Bedroom4

  • Features: Walk-In Closet(s),Ceiling Fan(s)

Bedroom5

  • Features: Walk-In Closet(s),Ceiling Fan(s)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump 1st Lvl,Heat Pump 2nd Lvl
  • Cooling features: Heat Pump 1st Lvl,Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 3,550
  • Total interior livable area: 3,550 sqft

Kitchen

  • Features: Floors-Hardwood,Backsplash-Tiled

Living Room

  • Features: Ceilings-High (over 9 Ft)

Master Bedroom

  • Features: Walk-In Closet(s),Whirlpool,High Ceilings,Ceiling Fan(s),Floors-Hardwood
  • Level: Main

Property

Details

  • Parcel number: 051820143

Features

  • Levels: Bi-level
  • Stories: 2
  • Fencing: None

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$163$1,956
Property Taxes $370$4,440
Electricity $341$4,096
Total$4,388$52,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,445/yr
40% on housing$131,640/yr
45% on housing$117,013/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 29212$128
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29212
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$695,000
2026-07-13Listed for sale$715,000
2025-05-08Listing removed$28,000
2025-05-07Pending sale$28,000
2025-04-22Contingent$28,000
2025-03-22Price change$28,000
2024-04-23Listed for sale$29,000
2023-05-01Listing removed--
2022-04-26Listed for sale$35,000
2017-03-01Listing removed$22,050
2016-06-07Listed for sale$22,050
2007-06-12Sold$13,000

New Construction

AgentRandal Longo
BrokerageISave Realty

Similar Homes