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164 Island View Cir, Elgin, SC, 29045

6beds
5baths
6,430sqft
$1,300,000
$202price/sqft
$9,894/moest. monthly cost
$395,760/yrincome needed

About This Home

Overlooking the golf course in the prestigious gated community of Northwoods Lake at Woodcreek, this extraordinary custom residence offers more than 6,400 square feet of thoughtfully designed living space, blending timeless elegance with exceptional functionality.A grand entry welcomes you into beautifully appointed interiors featuring rich American cherry hardwood floors, extensive custom built-ins, and spacious gathering areas designed for both everyday living and entertaining. The gourmet kitchen serves as the heart of the home, showcasing a massive center island, gas cooktop, double ovens, vegetable sink with pot filler, walk-in pantry, and butler's pantry connecting seamlessly to the formal dining room. Multiple living spaces provide room for every occasion, including a sunken living room, expansive family room, and sun-filled spaces that take full advantage of the golf course views beyond. The luxurious main-level owner's suite is a private retreat, complete with a sitting room, a unique pass-through closet ideal for a nursery or home office, and a spa-inspired bath featuring an oversized dual shower, soaking tub, and exceptional storage. Upstairs, the home continues to impress with generously sized bedrooms and a spectacular game room featuring a wet bar, office area, and an adjoining sunken room perfectly suited for a home theater, fitness studio, or additional recreation space. Additional features include an oversized three-car garage, central vacuum system, integrated speaker system, abundant storage throughout, and outdoor living spaces spanning two levels—offering the perfect setting for entertaining, relaxing, and enjoying picturesque golf course views year-round. A rare opportunity to own one of Northwoods Lake's most impressive homes, combining luxury, comfort, and an exceptional lifestyle within one of Columbia's premier gated golf communities. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Catawba Trail ElementaryGrades PK-51.2 mi
5/10
8/10
Spring Valley High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2013

Materials

  • Construction materials: Brick-All Sides-AbvFound,Fiber Cement-Hardy Plank,Stucco - Hard Coat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Convection Oven,Counter Cooktop,Double Oven,Gas Range,Self Clean,Island Cooktop,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Built In
  • Laundry features: Electric,Heated Space,Mud Room,Utility Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Private,Tray Ceiling(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Private,High Ceilings,Closet-Private
  • Level: Second

Bedroom4

  • Features: Bath-Private,High Ceilings,Closet-Private
  • Level: Second

Bedroom5

  • Features: High Ceilings,Closet-Private

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Features: Fireplace,French Doors,Floors-Hardwood,Molding,High Ceilings,Tray Ceiling(s)
  • Level: Main

Features

  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Storage,Attic Access

Heating & Cooling

  • Heating features: Central,Gas 1st Lvl,Heat Pump 2nd Lvl
  • Cooling features: Central Air,Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 6,430
  • Total interior livable area: 6,430 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Pantry,Granite Counters,Cabinets-Other,Prep Sink,Recessed Lighting,Wet Bar
  • Level: Main

Living Room

  • Features: Fireplace,French Doors,Floors-Hardwood,Molding,Sunken,Vaulted Ceiling(s),High Ceilings,Ceilings-High (over 9 Ft),Recessed Lights
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),Closet-Private,Floors-Hardwood,Recessed Lighting,Spa/Multiple Head Shower
  • Level: Main

Property

Details

  • Parcel number: 289120107

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Gutters - Partial

Lot

  • Lot size: 0.62 Acres
  • Features: Sprinkler

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$159$1,908
Property Taxes $2,544$30,528
Electricity $618$7,419
Total$9,894$118,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,222/yr
40% on housing$296,820/yr
45% on housing$263,840/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,250,000
2026-06-24Listed for sale$1,300,000
2016-04-15Sold$700,000
2015-10-01Price change$749,900
2015-07-24Listed for sale$799,900
2015-04-21Listing removed$918,000
2015-02-05Listed for sale$918,000
2010-11-18Sold$175,000

For Sale by Agent

AgentTerri A Irvin
BrokerageThe Moore Company

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