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43138 Stillwater Ter Unit 305, Broadlands, VA, 20148

3beds
2baths
1,712sqft
$465,000
$272price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Move right into this beautifully maintained condo in The Villages at Broadlands, an active 55+ community offering the perfect blend of luxury, convenience, and low-maintenance living. Ideally located within walking distance of shopping, dining, and everyday conveniences, this turnkey home is ready for its next owner. The thoughtfully designed floor plan features a gourmet chef's kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and a spacious dining area that seamlessly flows into the inviting family room, complete with a cozy gas fireplace. Just beyond the main living space, you'll find three generously sized bedrooms, two full bathrooms, and a versatile den ideal for a home office, library, or hobby room.The spacious primary suite offers a true retreat, highlighted by a massive walk-in closet with custom built-in organizers and ample storage. Parking is effortless with a private one-car garage, driveway parking, and an assigned surface parking space. Residents enjoy access to an exceptional array of amenities through the Broadlands HOA, including three outdoor pools, tennis and pickleball courts, scenic walking trails, and a fully equipped fitness center. Combining an unbeatable location, spacious living areas, resort-style amenities, and true move-in-ready condition, this home offers an outstanding opportunity to enjoy the best of active adult living in Broadlands.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

10/10
10/10
9/10
Briar Woods High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 2013

Materials

  • Construction materials: Masonry

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,712

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120466436016
  • Attached to another structure: Yes
  • Zoning: PDH4
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$62$744
Property Taxes $311$3,732
Electricity $202$2,433
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 20148$287
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20148$256
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$465,000
2026-06-12Listed for sale$474,999
2025-11-19Sold$470,000
2025-11-07Pending sale$470,000
2025-10-22Contingent$470,000
2025-10-10Listed for sale$470,000

For Sale by Agent

AgentKim Oliver
BrokeragePearson Smith Realty, LLC

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