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2271 Stone Pile Dr SW, Concord, NC, 28025

5beds
4baths
3,803sqft
$590,000
$155price/sqft
$3,966/moest. monthly cost
$158,640/yrincome needed

About This Home

TWO FULL KITCHENS! This lovely home is ready to be yours! A few things that make this property special: Finished, walk-out basement w/FULL bathroom, FULL kitchen, large storage room, AND it's own washer & dryer. The basement offers plenty of room to be large bedroom, studio apartment/2nd living quarters. This space is great for long- or short-term guests, hosting a large group or party, multi-generational living, and so much more... Office on main level with French doors for privacy, custom cabinets, wall-to-wall shelving, a built-in desk with cord management, space for another desk or comfortable seating, perfect for working from home full- or part-time... Custom built drop zone... Large kitchen with plenty of cabinet storage, large island with eating area, stainless steel appliances including a quiet dishwasher... Beautiful, bright morning light shines in the primary suite, breakfast room, kitchen, and living room... Fenced backyard overlooks woods and Rocky River with views of trees, songs of birds, and sounds of the river. Future construction at rear of property is extremely unlikely... Awesome deck accessible from the main floor with composite planks and stairs to lower patio and backyard... Large primary suite with extra space for a seating area, TWO walk-in closets, double sinks, large tub, and private WC... Upstairs guest bath has double sinks, a linen closet and walk-in shower... Use the upstairs loft as flex space: play room, craft room, workout space, game room, etc... 3D Tour: https://www.zillow.com/view-imx/9489d349-b45a-403a-8907-b7085c55c466?wl=true&setAttribution=mls&initialViewType=pano ... The neighborhood is welcoming, active, and inclusive with many trick-or-treaters on Halloween, impressive holiday light displays and several seasonal events hosted at the clubhouse... The pool has multiple areas for all ages, shore entry with mushroom fountain, waterslide, and 4' - 6' depth lap pool. The pool, clubhouse, playground, fitness center, and volleyball court are a 10 minute walk away... Patriots STEM Elementary School is a 20 minute walk/5 minute bike ride and C.C. Griffin is a 25 minute walk/5 minute bike ride away (times derived from Google Maps)... The current bus stop for elementary, middle and high school students attending the assigned public schools is about 3 houses away and visible from the front door (subject to change)... Traffic is limited due to the property's location far off the neighborhood's main road. Two nearby cul-de-sacs and slight road elevation makes it a great area for learning and riding bikes... The gas station and convenience store at the entry of the neighborhood is super handy with clean restrooms, a car wash, vacuums, and EV charging stations. Future plans for the community include retail space opposite the gas station... Easy and quick access to hiking trails at Hector H. Henry Greenway, a 2.67-mile section of the greenway with gravel and dirt trails, uneven and rocky in some places, areas of significant elevation, great woodland views of flora and fauna, unique view points of the river, and ruins of a former roadway bridge.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

5/10
Patriots ElementaryGrades K-50.4 mi
4/10
6/10
Hickory Ridge HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Stone Veneer,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Range,ENERGY STAR Qualified Washer,Freezer,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Tankless Water Heater,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Basement,Laundry Room,Multiple Locations,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Apartment,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Upper

Bathroom Full

  • Features: Garden Tub,Walk-In Closet(s)
  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Features: Attic Stairs Pulldown
  • Level: Upper

Bedroom S

  • Features: Open Floorplan,See Remarks
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: Screen Door(s),Sliding Doors
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Finished area below ground: 911
  • Finished area above ground: 2,892

Heating & Cooling

  • Heating features: Central,Forced Air,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 2,892
  • Total interior livable area: 3,803 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Features: Built-in Features
  • Level: Upper

Laundry

  • Features: Storage
  • Level: Basement

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Loft

  • Level: Upper

Office

  • Features: Built-in Features,Computer Niche,Storage
  • Level: Main

Other

  • Features: Breakfast Bar
  • Level: Basement

Other

  • Features: Open Floorplan,Storage,See Remarks
  • Level: Basement

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Utility Room

  • Features: Storage
  • Level: Basement

Property

Details

  • Parcel number: 55279203710000
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Rear Porch
  • Fencing: Back Yard,Fenced
  • On waterfront: Yes
  • Waterfront features: Other - See Remarks,River Front
  • Waterbody name: Rocky River

Lot

  • Lot size: 0.16 Acres
  • Features: Wooded
  • Lot size dimensions: 60' x 115'

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$234$2,808
Property Taxes $395$4,740
Electricity $354$4,250
Total$3,966$47,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,977/yr
40% on housing$118,980/yr
45% on housing$105,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$157
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$599,000
2026-03-06Price change$620,000
2026-01-05Listed for sale$635,000
2020-05-05Sold$351,500
2020-02-24Pending sale$360,000
2020-01-29Price change$360,000
2019-10-18Price change$370,000
2019-09-27Listed for sale$375,000
2014-07-11Sold$275,500
2014-04-01Sold$33,500

For Sale by Agent

AgentJessica McVey
BrokerageHoward Hanna Allen Tate Charlotte South

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