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9005 Carswell St, North Chesterfield, VA, 23237

5beds
4baths
3,036sqft
$489,950
$161price/sqft
$3,314/moest. monthly cost
$132,560/yrincome needed

About This Home

Welcome to your new construction home! Tucked away on a quiet lane in North Chesterfield, this beautiful cottage/bungalow blends modern comfort with rural charm. Step inside and you'll find an open-concept living area with bright, inviting spaces that are perfect for everything from quiet nights to lively gatherings. The living room, kitchen, and dining areas flow together seamlessly, creating an ideal space for entertaining. The home feels fresh, welcoming, and is completely move-in ready with modern finishes throughout. With 5 bedrooms and 3.5 baths, there’s plenty of space for everyone to have their own private retreat. Each bedroom is filled with natural light, and the owner’s suite offers a peaceful escape. Outside, the yard is a blank slate for you to create your own oasis, whether you want to start a garden, enjoy a morning coffee, or watch the sunset. Rear privacy fence and shed recently added. Located on Carswell Street, you're close enough to town for convenience but far enough away to enjoy the peaceful pace of suburban life. Close and easy access to retail shops and restaurants as well as I288 & I95. This is more than just a house; it’s a place to make memories and truly feel at home with no restrictive covenants, offering you the freedom to create your dream home without monthly HOA fees. Tour it today before it’s gone! Pictures are of the home previously being staged

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
2/10
2/10
Lloyd C Bird High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 3,036

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 3,036 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 791671294200000
  • Zoning description: R7

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 7,187 sqft

Parking

  • Total spaces: 1.5
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$185$2,220
Property Taxes $360$4,320
Electricity $292$3,509
Total$3,314$39,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,622/yr
40% on housing$99,420/yr
45% on housing$88,373/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 23237$185
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23237$204
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$519,900
2026-02-22Listed for sale$524,999
2025-11-11Listing removed$525,000
2025-09-29Price change$525,000
2025-09-16Listed for sale$540,000
2018-07-31Sold$18,000
2018-07-14Pending sale$18,500
2018-07-10Listed for sale$18,500

New Construction

AgentLuis Rivas Martinez
BrokerageUnited Real Estate Richmond

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