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7713 Appaloosa Rd, Embarrass, MN, 55732

3beds
1baths
1,317sqft
$365,000
$277price/sqft
$2,362/moest. monthly cost
$94,480/yrincome needed

About This Home

Escape to the peace & privacy of Northern MN with this charming 3 bedrm country home set on 40 beautiful acres with a river running through it. Surrounded by towering pines & abundant wildlife, this property offers comfort, recreation, & wide-open spaces for outdoor enthusiasts. inside, you will find warm wood floors, tile countertops, & an abundance of natural light. Both home & garage are equipped with 200 amp panels. Outside features Smart LP Siding, stone accents & a durable metal roof. A standout feature is the massive 40x36 pole building, ideal for storing vehicles & all of your Northwoods gear...also includes a spacious rec rm, perfect for entertaining family & friends. The land includes 2 loafing sheds, providing excellent space for animals. Conveniently located just 15 minutes from Babbitt, with easy access to town amenities. With endless opportunities for hiking, ATV riding, snowmobiling, and hunting right out your door, this is your chance to own a true Northwoods retreat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Babbitt Elementary SchoolGrades PK-66.0 mi
6/10
Northeast Range SecondaryGrades 7-126.0 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1934

Materials

  • Foundation: Concrete Perimeter,Rock
  • Roof: Metal
  • Construction materials: Stone,Engineered Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Utility Room

Bedroom

  • Level: Main
  • Area: 141.61
  • Dimensions: 11.9 x 11.9

Bedroom

  • Level: Upper
  • Area: 133.1
  • Dimensions: 11 x 12.1

Bedroom

  • Level: Upper
  • Area: 233.45
  • Dimensions: 11.5 x 20.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,317

Heating & Cooling

  • Heating features: Forced Air,Wood,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,317 sqft

Kitchen

  • Level: Main
  • Area: 184.08
  • Dimensions: 11.8 x 15.6

Living Room

  • Level: Main
  • Area: 358.8
  • Dimensions: 15.6 x 23

Porch

  • Level: Main
  • Area: 177.84
  • Dimensions: 11.7 x 15.2

Property

Details

  • Parcel number: 565001002020
  • Foundation area: 1080

Lot

  • Lot size: 40 Acres
  • Lot size dimensions: 1320 x 1320

Parking

  • Total spaces: 2
  • Parking features: Detached,Electrical Service
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Heat Wave
Inland Flooding

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$155$1,860
Property Taxes $192$2,304
Electricity $170$2,050
Total$2,362$28,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,982/yr
40% on housing$70,860/yr
45% on housing$62,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 55732$254
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55732
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$389,000
2012-10-30Sold$180,000
2005-08-03Sold$75,000

For Sale by Agent

AgentSherry Anderson
BrokerageVermilion Land Office, Inc

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