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774 Driftwood Drive, Hampstead, NC, 28443

2beds
2baths
1,479sqft
$479,000
$324price/sqft
$3,031/moest. monthly cost
$121,240/yrincome needed

About This Home

Broker Owner. New three-bedroom septic tank to be installed at the cost of the owner, will change listing from a two bedroom to a three bedroom once the county inspects and approves. This beautifully renovated home sits in one of Hampstead's most desirable locations and offers a perfect blend of modern updates and timeless charm. The large kitchen island provides exceptional storage with drawers on one side and cabinets on the other, complementing the open-concept kitchen and living area designed for comfort and connection. Renovations began in September 2020 and included a new roof, new HVAC unit, new flooring, all new light fixtures, fully updated bathrooms, and a completely redesigned kitchen with new cabinetry, countertops, and appliances. The electrical system was replaced throughout the home, including a new panel, and most plumbing pipes were updated as well. The owner has enjoyed this property both as a primary residence and as an investment, collecting nearly $19,000 in gross rental revenue over just five and a half months in 2022. The lot is truly unique, featuring three mature oak trees that create a natural canopy and provide welcome shade during the summer months. Inside, the home offers three bedrooms, with the two guest rooms sharing a Jack-and-Jill bath, plus a small flex space ideal for an office, playroom, or extra storage. Conveniently close to the public boat ramp, restaurants, shopping, the new park, beach volleyball courts, and the community center.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-51.9 mi
9/10
Surf City MiddleGrades 6-81.9 mi
8/10
Topsail High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Asbestos,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower
  • Flooring: LVT/LVP,Tile
  • Attic: Access Only,Partially Floored

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,479
  • Total interior livable area: 1,479 sqft

Master Bedroom

  • Level: First

Office

  • Level: First

Office

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 42351265070000
  • Zoning: SC ETJ- MHS
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Porch,Screened,Front Porch,Rear Porch
  • Exterior features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 91 x 109 x 91 x 109

Parking

  • Parking features: Circular Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$114$1,368
Property Taxes $295$3,540
Electricity $200$2,405
Total$3,031$36,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,920/yr
40% on housing$90,930/yr
45% on housing$80,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$269
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Contingent$479,000
2026-04-22Price change$479,000
2026-04-13Listed for sale$486,000
2026-01-22Listing removed$499,900
2023-07-17Listing removed--
2023-07-14Listed for sale$499,900
2020-07-02Sold$169,000
2020-06-06Pending sale$209,000
2019-12-05Price change$209,000
2019-10-18Listed for sale$229,000
2015-04-22Listing removed$157,000
2015-03-10Listed for sale$157,000

For Sale by Agent

AgentKatie Batson
BrokerageKB Realty & Investments LLC

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