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3807 Mooring Way, Chester, VA, 23831

2beds
1baths
932sqft
$249,900
$268price/sqft
$1,742/moest. monthly cost
$69,680/yrincome needed

About This Home

Sweet and affordable two story home for sale. Home offers some updates, while allowing owner to put some finishing touches. house updates include new vinyl plank flooring throughout, new tiled shower, updated bathroom, new insulation and vapor barrier, new oven, and fresh paint. Home layout includes quaint kitchen, eating nook, nice living area, nice size bedrooms, and very nice large backyard shed. Home sits on level lot, and is located in convenient location.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
2/10
Carver Middle SchoolGrades 6-80.5 mi
4/10
Matoaca High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 932

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 932 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 794633791100000
  • Zoning description: R7

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$93$1,116
Property Taxes $184$2,208
Electricity $202$2,433
Total$1,742$20,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,725/yr
40% on housing$52,260/yr
45% on housing$46,453/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 23831$180
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23831$191
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$244,000
2026-08-03Listed for sale$249,900
2026-08-01Listing removed$249,900
2026-06-26Listed for sale$249,900
2023-02-01Listing removed--
2023-01-18Listed for rent$1,300
2022-01-24Listing removed--
2022-01-19Listed for rent$1,200
2021-02-01Listing removed--
2021-01-28Listed for rent$1,100
2021-01-18Listing removed--
2021-01-04Listed for rent$1,100
1984-06-19Sold$10,000

For Sale by Agent

AgentSonya Henshaw
BrokerageCole Real Estate, Inc.

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