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412 N Front St Unit 27, Philadelphia, PA, 19123

3beds
4baths
2,030sqft
$550,000
$271price/sqft
$3,952/moest. monthly cost
$158,080/yrincome needed

About This Home

Luxury, location, and extensive recent upgrades come together in this stunning end-unit townhome in the highly sought-after 412 Luxe, a private gated community in the heart of the city. Thoughtfully improved in 2025-2026, this home offers exceptional value and peace of mind with major capital upgrades already completed. Improvements include a complete replacement of the roofing and balcony waterproofing systems, all new energy-efficient windows, brand-new flooring throughout, a professionally repainted interior, new electrical outlets, switches, and light fixtures, rebuilt front porch stone steps, a fully inspected and serviced HVAC system, a Google video doorbell and thermostat, and more! Filled with natural light from windows on three sides, this beautifully maintained home features an open, contemporary layout with soaring ceilings, spacious living areas, and an attached private garage. The entry level offers a versatile bedroom that's perfect for guests, a home office, or a fitness room. Upstairs, you'll find two generously sized bedrooms with ample closet space, and full bathroom adjacent to each bedroom. The main living level is ideal for entertaining, featuring a bright living room, designer powder room, and a modern kitchen with dark wood cabinetry, white quartz countertops, tile backsplash, stainless steel appliances, and sliding glass doors leading to a private balcony. The top floor features a convenient wet bar and opens to a spectacular private rooftop deck with breathtaking views of the Ben Franklin Bridge and the Philadelphia skyline. One of this home's standout features is its attached private garage—a true luxury in Philadelphia that provides the convenience of secure, direct-access parking. Combined with the privacy and exclusivity of a gated community, this home offers a lifestyle rarely found in such a prime urban location. Ideally located just moments from the restaurants, cafés, boutiques, parks, and entertainment of Northern Liberties, Old City, and Penn's Landing, this move-in-ready home offers the perfect combination of luxury, convenience, and quality updates in one of Philadelphia's most desirable neighborhoods.

Getting Around

74
WalkingVery Walkable
85
TransitExcellent Transit
85
BikeVery Bikeable

Schools

5/10
General Philip KearnyGrades K-80.6 mi
2/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Permanent
  • Roof: Green Roof,Other
  • Construction materials: Masonry,Stucco,Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Other,Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Gas,Dryer,Washer,Water Heater
  • Laundry features: Lower Level,Washer In Unit,Dryer In Unit

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Kitchen - Gourmet,Recessed Lighting,Upgraded Countertops,9'+ Ceilings,Dry Wall
  • Window features: Energy Efficient
  • Flooring: Luxury Vinyl,Tile/Brick
  • Finished area below ground: 500
  • Finished area above ground: 1,530

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,030
  • Total interior livable area: 2,030 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 055016527
  • Zoning: CMX4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Roof Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: River,Courtyard
  • Has water view: Yes
  • Water view: River
  • Waterfront features: River

Lot

  • Lot size: 739 sqft

Parking

  • Total spaces: 1
  • Parking features: Covered,Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$558$6,696
Property Taxes $389$4,668
Electricity $224$2,692
Total$3,952$47,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,497/yr
40% on housing$118,560/yr
45% on housing$105,386/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 19123$315
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19123$302
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$550,000
2026-07-01Listed for sale$550,000
2025-03-14Sold$470,000
2025-02-10Pending sale$499,900
2025-01-24Contingent$499,900
2024-12-11Listed for sale$499,900
2023-02-15Listing removed$540,000
2022-11-24Listing removed--
2022-11-10Price change$3,100
2022-11-10Listed for sale$540,000
2022-10-24Listed for rent$3,200
2020-02-26Sold$425,000
2020-01-14Pending sale$433,500
2020-01-13Price change$433,500
2020-01-09Price change$437,500
2020-01-06Price change$450,000
2020-01-06Listing removed$2,700
2019-12-18Listed for rent$2,700
2019-11-27Price change$455,000
2019-09-03Price change$475,000
2019-09-01Price change$480,000
2019-08-11Price change$490,000
2019-07-25Price change$500,000
2019-06-28Listed for sale$519,000
2017-04-21Listing removed$2,600
2017-04-10Listed for rent$2,600
2012-09-19Sold$123,500

For Sale by Agent

AgentAnastasia Gelashvili
BrokerageRE/MAX Keystone

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