See other homes in:
Primary listing photo

2807 Jolly Ln, Chester, VA, 23831

4beds
3baths
2,282sqft
$400,000
$175price/sqft
$2,684/moest. monthly cost
$107,360/yrincome needed

About This Home

Welcome to 2807 Jolly Ln, a beautifully maintained all-brick Colonial in Chester's quiet Cedar Run neighborhood. Lovingly cared for by its original owner, this home reflects quality craftsmanship and pride of ownership. Meticulous landscaping, mature plantings and timeless curb appeal create an inviting first impression. Inside, the main level offers a formal dining room and separate family room at the front of the home, providing flexible spaces for entertaining, working from home or everyday living. Toward the rear, the spacious living room is centered around a fireplace with a custom surround, creating a warm gathering space. Crown molding, chair rail, decorative panel molding and custom trim add elegance throughout the main level. The kitchen features custom oak cabinetry, a peninsula, stainless steel appliances and walk-out access to the rear porch, making indoor and outdoor entertaining seamless. You'll also enjoy being just minutes from the shopping, dining and everyday conveniences along W. Hundred Rd. and Route 1. Offering 4 bedrooms, 2.5 bathrooms and 2,282 square feet, all bedrooms are located upstairs. The spacious primary suite includes a walk-in closet and private bath with a double vanity, Jacuzzi-style soaking tub and separate walk-in shower. At the opposite end of the second floor, the oversized fourth bedroom offers outstanding flexibility as a guest room, home office, recreation room or media space. A full hall bath serves the remaining bedrooms. Additional highlights include dual-zoned HVAC, a direct-entry two-car garage, mature landscaping and the enduring quality of all-brick construction. If you've been searching for a home with classic Colonial charm, generous living space and exceptional care throughout, this is one you won't want to miss. Check out the virtual tour, then schedule your private showing today.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
5/10
4/10
Thomas Dale High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Block,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooking,Electric Water Heater,Microwave,Oven,Refrigerator,Stove,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Fireplace,High Ceilings,Laminate Counters,Bath in Primary Bedroom,Pantry,Skylights,Walk-In Closet(s)
  • Window features: Screens,Skylight(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,282

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 2,282 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 796651476500000
  • Zoning description: R15

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Deck,Storage,Shed,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 0.49 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$149$1,788
Property Taxes $294$3,528
Electricity $219$2,637
Total$2,684$32,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,022/yr
40% on housing$80,520/yr
45% on housing$71,573/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 23831$179
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23831$191
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$400,000
2026-08-09Listed for sale$400,000

For Sale by Agent

AgentDaniel Harnsberger
BrokerageEXP Realty, LLC

Similar Homes