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2459 Osborne Rd, Chester, VA, 23831

2beds
1baths
672sqft
$235,000
$350price/sqft
$1,649/moest. monthly cost
$65,960/yrincome needed

About This Home

Cozy villa conveniently located in the heart of Chester with easy access to shopping, employment, I-95 and 288. Close to great Chesterfield County Schools. Large partiallly fenced back yard with 10 x 16 storage shed. Completely updated with new kitchen cabinets and countertops, plumbing fixtures and tile floors in kitchen and bath, new doors and hardware, refinished floors, newer roof and heat pump. Electrical upgraded with new fixtures. Fresh paint throughout. A paid one year lawn maintance contract conveys with the property

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
4/10
Thomas Dale High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1951

Materials

  • Roof: Asphalt
  • Construction materials: Block,Drywall,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Exhaust Fan,Electric Water Heater,Microwave,Refrigerator,Range Hood,Stove
  • Laundry features: Stacked

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Granite Counters
  • Flooring: Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump,Attic Fan

Interior Area

  • Total interior livable area: 672 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 798659233300000
  • Zoning description: A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Storage,Shed
  • Fencing: None,Partial,Picket

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$87$1,044
Property Taxes $172$2,064
Electricity $202$2,433
Total$1,649$19,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,537/yr
40% on housing$49,470/yr
45% on housing$43,973/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 23831$181
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23831$191
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$235,000
2026-07-07Price change$249,500
2026-06-28Listed for sale$265,000
2023-11-17Sold$169,500
2021-03-24Listing removed--
2020-02-09Listing removed$900
2020-01-22Listed for rent$900
2019-03-26Listing removed$900
2019-02-09Listed for rent$900
2015-12-30Sold$45,000
2015-12-07Listed for sale$49,900
2001-02-09Sold$47,500

For Sale by Agent

AgentJim Daniels
BrokerageLongest & Daniels REALTORS

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