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14116 Trailtop Ter, South Chesterfield, VA, 23834

3beds
3baths
2,342sqft
$454,999
$194price/sqft
$3,072/moest. monthly cost
$122,880/yrincome needed

About This Home

Excellent opportunity to make this home yours with added savings. Schedule your showing today! Space, flexibility, and a standout workshop bonus! Welcome to 14116 Trailtop Terrace, a beautifully maintained home offering spacious living and thoughtful updates on a generous lot with mature landscaping. Relax on the inviting front porch, perfect for peaceful evenings. Inside, you’ll find a bright layout featuring a sun-filled living room, comfortable dining area, and an open kitchen with a charming breakfast nook—ideal for morning coffee and casual meals. The second level offers three generously sized bedrooms, including a spacious primary suite with a large walk-in closet and recently renovated bathrooms. The finished attic provides two additional bedrooms, perfect for guests, home offices, or flexible bonus space. Enjoy the large, fully fenced backyard with gated access on both sides—great for privacy, pets, and easy entry. A large workshop adds incredible value with lofted storage, its own electrical panel, and a generator capable of powering the property during outages.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
Thomas Dale High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Construction materials: Block,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Second

Bedroom2

  • Level: Second

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Attic: Finished,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,342

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,342 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 806646352400000
  • Attached to another structure: Yes
  • Zoning description: R15

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch,Paved Driveway
  • Fencing: Fenced,Full

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$212$2,544
Property Taxes $335$4,020
Electricity $225$2,707
Total$3,072$36,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,325/yr
40% on housing$92,160/yr
45% on housing$81,920/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 23834$151
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23834$176
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$454,999
2026-06-09Listing removed$468,900
2026-05-27Price change$468,900
2026-05-19Listed for sale$468,999
2026-05-07Pending sale$468,999
2026-04-24Price change$468,999
2026-03-30Listed for sale$469,999
2026-03-19Pending sale$469,999
2026-03-12Listed for sale$469,999
2026-03-12Listing removed$469,999
2026-01-27Price change$469,999
2026-01-13Price change$474,900
2025-12-17Listed for sale$479,900
2025-12-16Listing removed$3,000
2025-11-17Listed for rent$3,000
2025-01-24Sold$400,000
2024-12-31Pending sale$400,000
2024-12-29Listed for sale$400,000
2024-12-11Pending sale$400,000
2024-11-25Listed for sale$400,000
2024-11-23Listing removed$400,000
2024-11-04Pending sale$400,000
2024-10-03Listed for sale$400,000
2023-10-06Sold$375,000
2023-09-08Pending sale$365,000
2023-09-05Price change$365,000
2023-08-10Listed for sale$395,000

For Sale by Agent

AgentSholama Castro
BrokerageReal Broker LLC

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