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704 Spring Valley Rd, South Chesterfield, VA, 23834

3beds
2baths
2,182sqft
$415,000
$190price/sqft
$2,806/moest. monthly cost
$112,240/yrincome needed

About This Home

Welcome to this beautifully maintained Cape Cod home on a spacious, level lot in the established Walthallmill neighborhood of Chesterfield County. 3 bedrooms, 2 full bathrooms, and an attached oversized 2 car garage, this move in ready home combines timeless character with updates. Inside, hardwood floors, exposed rough sawn beams, and a gas brick fireplace create a warm and inviting atmosphere. The open layout connects the living room, dining area, and kitchen, making everyday living and entertaining effortless. The kitchen is equipped with granite countertops, a center island, under cabinet lighting, tile backsplash, and stainless steel appliances. The first floor features two bedrooms, including a spacious primary suite with a walk-in closet and private bath, as well as a second bedroom with its own walk-in closet. A large hall bath serves guests and the secondary bedroom. Just beyond the main living area, the comfortable family room offers additional gathering space and provides direct access to the oversized garage and backyard through French doors. A generous loft overlooking the living room offers endless possibilities for a home office, playroom, or additional living space. The third bedroom includes a walk in closet, ceiling fan, and abundant storage. Outside, you'll appreciate the level backyard, paved driveway, welcoming front porch, irrigation in the front yard, and a powered 10 x 24 detached shed that is ideal for a workshop, hobby space, fitness room, studio, or additional storage. Exterior improvements include Everlast siding, vinyl windows, and a dimensional roof. Since purchasing the home, the current owners have replaced the electrical panel, updated outlets throughout, added gutters, repaired the chimney, refreshed the landscaping, and sealed the detached shed to create a more comfortable and usable space. Conveniently located with easy access to shopping, dining, and major roadways, this well cared for home is ready for its next owners to enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
4/10
Thomas Dale High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Construction materials: Drywall,Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 26.8 x 9.4

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 14.4 x 11.3

Bedroom3

  • Level: Second
  • Dimensions: 23.11 x 15.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 10.0 x 11.10

Family Room

  • Level: First
  • Dimensions: 10.6 x 23.2

Features

  • Beamed Ceilings,Balcony,Bedroom on Main Level,Ceiling Fan(s),Dining Area,French Door(s)/Atrium Door(s),Fireplace,Granite Counters,High Ceilings,Kitchen Island,Loft,Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors
  • Flooring: Partially Carpeted,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Masonry
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,182

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,182 sqft

Kitchen

  • Level: First
  • Dimensions: 12.3 x 10.9

Living Room

  • Level: First
  • Dimensions: 17.1 x 11.5

Master Bedroom

  • Level: First
  • Dimensions: 16.9 x 11.9

Other

  • Level: First

Property

Details

  • Parcel number: 810644826700000
  • Zoning description: R15

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Porch
  • Exterior features: Porch,Storage,Shed,Paved Driveway
  • Fencing: Partial,Fenced
  • Topography of land: Level

Lot

  • Lot size: 0.60 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Oversized,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$193$2,316
Property Taxes $305$3,660
Electricity $210$2,522
Total$2,806$33,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,205/yr
40% on housing$84,180/yr
45% on housing$74,826/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 23834$151
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23834$176
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$399,950
2026-08-04Price change$399,950
2026-07-15Listed for sale$415,000
2024-08-30Sold$394,000
2024-07-01Pending sale$399,950
2024-06-27Listed for sale$399,950
2017-02-03Sold$249,000
2016-11-19Listed for sale$249,500
2010-07-13Listing removed$115,000
2010-05-14Listed for sale$115,000

For Sale by Agent

AgentJenny Brock
BrokerageNeumann & Dunn Real Estate

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