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13004 Mercer Ct, Chester, VA, 23836

3beds
2baths
1,480sqft
$357,000
$241price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Completely renovated and move-in ready, this charming brick rancher in Chester offers the perfect blend of modern updates and classic appeal. Featuring 3 spacious bedrooms, 2 full bathrooms, and a dedicated office space, this home provides both comfort and functionality for today’s lifestyle. Step inside to discover a beautifully updated interior with fresh finishes throughout, including a stylish kitchen, upgraded bathrooms, and new flooring. The open and inviting layout is ideal for both everyday living and entertaining. Situated on nearly half an acre, the property offers plenty of outdoor space to enjoy. A detached 2-car garage provides ample storage, workshop potential, or parking convenience. Located in a desirable area of Chester, this fully renovated home is a rare find—don’t miss your opportunity to make it yours!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
4/10
Thomas Dale High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1966

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Dining Area,Eat-in Kitchen,Recessed Lighting
  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,480

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,480 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 819653210600000
  • Zoning description: R7

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Unpaved Driveway

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,805$21,660
Home Insurance *$117$1,404
Property Taxes $262$3,144
Electricity $202$2,433
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 23836$185
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23836$185
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$365,000
2026-04-24Price change$370,000
2026-04-12Price change$375,000
2026-03-27Listed for sale$380,000
2025-12-09Sold$240,000
2025-11-19Pending sale$240,000
2025-11-14Listed for sale$240,000

For Sale by Agent

AgentAmanda Gonzalez
BrokerageDF Real Estate & Land Resources LLC

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