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1015 Point Of Rocks Rd, Chester, VA, 23836

3beds
3baths
1,767sqft
$150,000
$85price/sqft
$1,119/moest. monthly cost
$44,760/yrincome needed

About This Home

This Ranch style single family home offers 3 bedrooms and 2.5 bathrooms with approximately 1767 square feet of living space on a 1.03acre lot. There are no inspection or financing contingencies on this cash only purchase. The foreclosure deed has been recorded, allowing for shorter closing timelines. No Buyer Premium on this property. The buyer has the right to select their own title/closing company. The buyer is responsible for all closing costs in this transaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Thomas Dale High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1964

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,767
  • Total interior livable area: 1,767 sqft

Property

Details

  • Parcel number: 821643031500000
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 1.03 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$49$588
Property Taxes $110$1,320
Electricity $202$2,433
Total$1,119$13,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,365/yr
40% on housing$33,570/yr
45% on housing$29,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 23836$190
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23836$185
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Sold$273,880
2005-11-17Sold$215,000
2005-08-19Sold$142,000

Unknown Listed By

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