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19306 Frazier Rd, Culpeper, VA, 22701

4beds
3baths
2,752sqft
$539,900
$196price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Nestled in the highly desirable White Shop area of Culpeper County, this beautifully maintained home offers the perfect blend of privacy, convenience, and spacious living. Located just 1.5 miles from Rt. 29, the property provides an easy commute to surrounding counties while being only 10 minutes from downtown Culpeper for shopping, dining, parks, and medical care. Set on 3 peaceful acres along a private drive, the property delivers the quiet, rural setting buyers crave without sacrificing accessibility. This well‑kept residence offers a total of 4 bedrooms, 3 full bathrooms, and 2,752 finished sq. ft. of comfortable living space. The unfinished 1,200 sq. ft. basement presents an excellent opportunity for future expansion—ideal for a recreation room, home gym, or additional storage. One of the standout features is the main‑level in‑law suite, complete with its own private entrance, a spacious bedroom with walk‑in closet, a cozy living area, a full kitchen, and a dedicated bathroom. It’s perfect for multi‑generational living, long‑term guests, or even rental potential. The home shows beautifully and has been thoughtfully updated, including: New roof installed in 2024 New siding replaced in 2021 New well pump and wiring installed in 2021 Bathroom remodels completed in 2021 and 2026 New hot water heater installed in 2025 New carpet added in the upper level in 2026 New insulation in the attic and crawlspace 2026 With generous square footage, flexible living spaces, and major systems already updated, this property offers room to grow and peace of mind for years to come.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
3/10
Eastern View High SchoolGrades 9-128.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1983

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Batts Insulation,Brick Veneer,Concrete,Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dutch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Cooktop,Dishwasher,Dryer,Exhaust Fan,Ice Maker,Range Hood,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Heated,Exterior Entry,Concrete,Unfinished,Windows

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom1

  • Features: Attached Bathroom,Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • 2nd Kitchen,Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Primary Bath(s),Store/Office,Walk-In Closet(s),Dry Wall
  • Flooring: Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 2,752

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric,Wood
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 3,952
  • Total interior livable area: 2,752 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main

Laundry

  • Level: Lower

Office

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Other

  • Features: Attached Bathroom
  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s),Attached Bathroom
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 48C 3 8
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Rain Gutters,Extensive Hardscape,Balcony
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 3 Acres
  • Features: Landscaped,Level,No Thru Street,Not In Development,Wooded,Private,Rear Yard,Front Yard

Parking

  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$155$1,860
Property Taxes $188$2,256
Electricity $265$3,180
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 22701$225
Culpeper County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 22701$198
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$539,900
2026-07-23Price change$539,900
2026-06-26Price change$549,900
2026-06-03Listed for sale$565,000
1994-11-29Sold$130,000

For Sale by Agent

AgentDave Dunahoo
BrokerageRE/MAX New Horizons

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