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909 Hendrick St, Culpeper, VA, 22701

3beds
3baths
1,709sqft
$439,000
$257price/sqft
$2,696/moest. monthly cost
$107,840/yrincome needed

About This Home

Beautifully updated 3BR/3BA home on a desirable corner lot in the heart of Culpeper! This thoughtfully renovated property blends modern upgrades with classic charm and is truly move-in ready. Interior features include brand new luxury vinyl plank (LVP) flooring throughout, fresh paint, and updated lighting. The fully renovated kitchen boasts granite countertops and stainless steel appliances, offering a clean, modern feel. The spacious layout includes a primary bedroom with en suite bath and attached office—ideal for remote work or flex space. All three full bathrooms provide comfort and functionality for family and guests. Enjoy outdoor living on the large newly constructed deck overlooking the yard—perfect for relaxing or entertaining. Exterior upgrades include new vinyl siding and gutters/downspouts for enhanced curb appeal and low-maintenance living. Detached 2-car garage provides ample parking and storage. Prime location just minutes from downtown Culpeper, with easy access to shopping, dining, and commuter routes. A turnkey opportunity with exceptional value!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
5/10
Culpeper Middle SchoolGrades 6-80.8 mi
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1949

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1140

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Kitchen - Table Space,Dining Area,Primary Bath(s),Floor Plan - Traditional
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Finished area above ground: 1,709

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,849
  • Total interior livable area: 1,709 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 41B9 21
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Storage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather
Drought
Earthquake
Hail
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$126$1,512
Property Taxes $149$1,788
Electricity $202$2,433
Total$2,696$32,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,434/yr
40% on housing$80,880/yr
45% on housing$71,893/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 22701$224
Culpeper County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 22701$198
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-05-02Listing removed$1,550
2020-04-17Price change$1,550
2020-04-03Listed for rent$1,600
2019-03-13Listing removed$1,595
2019-02-09Listed for rent$1,595
2018-10-05Sold$121,000
2018-09-04Pending sale$125,000
2018-08-30Listed for sale$125,000
2017-02-17Sold$127,500
2011-04-22Sold$95,000
2011-02-06Price change$97,900
2010-12-20Listed for sale$99,900
2010-12-01Sold$125,900
2001-02-01Sold$95,000

Coming Soon

AgentVicki Jenkins
BrokerageCENTURY 21 New Millennium

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