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14220 Chestnut Fork Rd, Culpeper, VA, 22701

2beds
1baths
1,058sqft
$360,000
$340price/sqft
$2,250/moest. monthly cost
$90,000/yrincome needed

About This Home

Charming country home on 2.29 acres with unique flexibility and investment potential! Conveniently located just off Rixeyville Road, this property offers privacy, open space, and easy access to town and major routes. The existing home provides endless possibilities for residential use, rental income, office space, retail, or future redevelopment opportunities. Zoned commercial while currently used as residential, this versatile property is also being marketed in the commercial MLS, opening the door to a wide range of future business or investment possibilities. Buyer also has the opportunity to purchase the adjoining commercial property at 14074 Rixeyville Rd, creating expanded potential along this growing corridor. The level acreage provides plenty of space for equipment, storage, parking, gardening, or future expansion. Well and septic already in place. Bring your vision and take advantage of this rare opportunity with both residential charm and commercial potential!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
4/10
Culpeper Middle SchoolGrades 6-81.1 mi
4/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Permanent,Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 771

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Wood
  • Finished area above ground: 1,058

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,829
  • Total interior livable area: 1,058 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3153C
  • Zoning: CS
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2.29 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$103$1,236
Property Taxes $125$1,500
Electricity $202$2,433
Total$2,250$27,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,142/yr
40% on housing$67,500/yr
45% on housing$60,000/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 22701$225
Culpeper County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 22701$198
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-24Listed for sale$360,000
2019-11-05Listing removed$229,000
2019-09-24Price change$229,000
2019-08-29Price change$249,000
2019-04-23Price change$259,000
2019-01-08Listed for sale$269,000

For Sale by Agent

AgentChristina Snyder
BrokerageGolston Real Estate Inc.

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