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35703 20th Avenue SW, Federal Way, WA, 98023

4beds
3baths
3,078sqft
$869,000
$282price/sqft
$5,468/moest. monthly cost
$218,720/yrincome needed

About This Home

Experience refined living in this exceptional one-owner home offering 4 bedrooms, 2.75 baths, a bonus room (optional 5th bedroom), and 3,078 sq ft of elevated design. A private guest suite with Jack & Jill bath and separate hall access provides comfort and flexibility. The Primary suite is a true retreat with a spacious walk-in closet. The Chef’s kitchen features stunning Quartz Countertops, Stainless Steel Appliances which includes a 5-burner gas range, flowing seamlessly into elegant indoor and outdoor living spaces with dual fireplaces. Enjoy a covered outdoor living space and large yard, designed for year-round entertaining. Set back on a long private driveway, this home offers both luxury and privacy.

Getting Around

60
WalkingSomewhat Walkable
26
TransitSome Transit
59
BikeBikeable

Schools

3/10
4/10
Illahee Middle SchoolGrades 5-81.1 mi
3/10
Todd Beamer High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2015

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Cement Plank

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,See Remarks,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: High Efficiency (Unspecified),None

Interior Area

  • Total structure area: 3,078
  • Total interior livable area: 3,078 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 1853400050
  • Zoning: FW-RS9.6 SF
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 10,471 sqft
  • Features: Paved,Secluded,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Outdoor Fireplace,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Volcanic Activity

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$199$2,388
Property Taxes $665$7,980
Electricity $210$2,526
Total$5,468$65,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,474/yr
40% on housing$164,040/yr
45% on housing$145,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 98023$306
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98023$319
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$895,999
2015-11-25Sold$499,950
2015-08-27Pending sale$499,950
2015-07-03Listed for sale$499,950

For Sale by Agent

AgentCassandra Engrum
BrokerageBerkshire Hathaway HS NW

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