See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16490 Mountain Run Ln, Culpeper, VA, 22701

3beds
2baths
2,051sqft
$529,000
$258price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

Well-maintained brick rambler situated on just over an acre in Culpeper County. This 3-bedroom, 2-bath home features a spacious living area with an open feel, hardwood floors, and an updated kitchen. The enclosed sun porch provides additional living space and connects to the rear deck, making it easy to enjoy the outdoors. An attached garage offers added convenience and storage. Major updates include a roof that is only 2 years old and an HVAC system that is 3 years old. Conveniently located near Route 29 and just minutes from Mountain Run Lake Park, which offers pickleball courts, playgrounds, a dog park, athletic fields, shelters, and a boat launch. This property combines a peaceful setting with easy access to recreation, shopping, dining, and everyday conveniences.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
3/10
Eastern View High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,051

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 2,051
  • Total interior livable area: 2,051 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 39A 2 B8
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Storage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$152$1,824
Property Taxes $184$2,208
Electricity $202$2,433
Total$3,212$38,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 22701$224
Culpeper County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 22701$198
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$519,000
2026-05-29Listed for sale$529,000
2019-11-25Sold$275,000
2019-10-02Listed for sale$289,900

For Sale by Agent

AgentTim Kearney
BrokerageRE/MAX Gateway

Similar Homes