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788 Rosegate Dr, Gastonia, NC, 28056

6beds
4baths
3,817sqft
$555,000
$145price/sqft
$3,813/moest. monthly cost
$152,520/yrincome needed

About This Home

Welcome to 788 Rosegate Dr in Gastonia, located in the desirable Rosegate community. Situated on a quiet cul-de-sac, this spacious two-story home with a fully finished basement offers 6 bedrooms and 4 full bathrooms, providing plenty of room for guests, multigenerational living, or flexible work and recreation space. The main level offers a functional layout with multiple gathering and dining areas, along with an updated kitchen featuring brand-new stainless steel appliances. The kitchen opens to the family room, making it ideal for both everyday living and entertaining. Just off the kitchen, a deck provides the perfect spot for outdoor dining or morning coffee. This level also features new hardwood floors throughout and a generously sized guest bedroom. The fireplace is equipped with a newly installed blower to improve heat circulation, creating a warm and inviting space. The newly finished basement includes new carpet, fresh paint, and a newly added full bathroom, creating the perfect space for a media room, guest suite, or recreation area. Outside, the well-maintained backyard provides plenty of space to relax and entertain, complete with a deck, patio, fire pit and dedicated gathering area. Additional upgrades include a tankless water heater. Situated on a 0.56-acre lot, the home offers a spacious backyard and convenient access to shopping, dining, and major routes.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
10/10
Cramerton Middle SchoolGrades 6-84.2 mi
4/10
Forestview High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Hardboard Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Storage Space

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 1,127
  • Finished area above ground: 2,690

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 3,817 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Living Room

  • Level: Basement

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 221465
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$200$2,400
Property Taxes $452$5,424
Electricity $355$4,266
Total$3,813$45,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,731/yr
40% on housing$114,390/yr
45% on housing$101,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 28056$170
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28056$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$555,000
2022-06-22Listing removed--
2022-06-16Price change$579,900
2022-06-13Price change$599,900
2022-06-11Listed for sale$599,999
2020-09-25Sold$370,000
2020-08-16Pending sale$369,900
2020-08-14Listed for sale$369,900
2014-03-25Sold$237,500

For Sale by Agent

AgentKimberly Blount
BrokerageEngel & Volkers Charlotte

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