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302 Otley Ct, Hope Mills, NC, 28348

5beds
4baths
3,561sqft
$489,000
$137price/sqft
$3,418/moest. monthly cost
$136,720/yrincome needed

About This Home

Imagine starting your mornings with coffee under the covered porch while overlooking your own saltwater pool. Summer afternoons are spent swimming with family and friends, while evenings end gathered around the oversized kitchen island as dinner simmers on the gas cooktop and conversations fill the home. At 302 Otley Drive, there's room for everyone. The private primary suite and guest bedroom on the main floor offer comfort and flexibility, while upstairs provides three additional bedrooms and a spacious bonus room that's ready to become a media room, game room, home gym, or even a sixth bedroom to fit your lifestyle. The heart of the home has been thoughtfully refreshed with a freshly painted kitchen, while the nearly new kitchen appliances, just two months old, bring both style and peace of mind. A two year old HVAC system adds to the home's value, allowing you to focus on enjoying your new home from day one. An **electric vehicle charger** is also already installed, adding modern convenience for today’s lifestyle. Whether you're hosting holiday dinners in the formal dining room, celebrating birthdays by the pool, or simply enjoying a quiet evening at home, every space was designed to bring people together while still giving everyone room to unwind. Located in one of Gray's Creek's most sought after communities, Braxton Village offers the perfect balance of peaceful living with convenient access to Fort Liberty, shopping, dining, and major highways. As the Gray's Creek area continues to grow, homes in this community remain among the most desirable. If you've been searching for a home that feels as good as it looks, welcome to 302 Otley Drive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Gallberry Farm ElementaryGrades PK-50.9 mi
8/10
Gray's Creek MiddleGrades 6-81.6 mi
7/10
Gray's Creek High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2013

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level,In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bathtub,Ceiling Fan(s),Cathedral Ceiling(s),Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Great Room,In-Law Floorplan,Kitchen Island,Primary Downstairs,Open Concept,Separate Shower,Vaulted Ceiling(s),Window Treatments
  • Window features: Blinds
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,561 sqft

Property

Details

  • Parcel number: 0422199076
  • Zoning description: R10 - Residential District
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Fence,Playground
  • Fencing: Back Yard
  • Topography of land: Cleared
  • Living area range: 3501-4000

Lot

  • Lot size: 0.25 Acres
  • Features: < 1/4 Acre,Cleared,Cul-De-Sac,Dead End

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$354$4,248
Property Taxes $261$3,132
Electricity $331$3,980
Total$3,418$41,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,188/yr
40% on housing$102,540/yr
45% on housing$91,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 28348$130
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28348$153
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$489,000
2023-06-02Sold$435,000
2023-05-08Pending sale$435,000
2023-03-27Listed for sale$435,000
2020-11-18Sold$317,500
2020-10-30Pending sale$319,000
2020-10-20Price change$319,000
2020-10-02Price change$329,000
2020-09-22Price change$344,900
2020-09-03Listed for sale$349,900
2017-07-28Sold$277,000
2017-06-27Pending sale$282,000
2017-06-22Listed for sale$282,000
2017-05-18Listing removed$274,900
2017-02-24Price change$274,900
2016-12-17Listed for sale$282,000
2014-01-23Sold$253,000

For Sale by Agent

AgentGRAY HERNANDEZ
BrokerageERA STROTHER REAL ESTATE

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