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5726 Encina Rd Unit 1, Goleta, CA, 93117

2beds
1baths
1,014sqft
$819,000
$808price/sqft
$5,411/moest. monthly cost
$216,440/yrincome needed

About This Home

Encina Royale COTTAGE end unit. Sweet location with privacy in a great setting. Enjoy the feeling of being in your own home with a private backyard area. The kitchen has been updated with an open floor plan concept. Features newer windows and lots of built-ins. Association fee includes water, trash, outside landscaping and maintenance, some fire insurance, cable TV and Internet. Beautiful clubhouse with activities, entertainment and exercise room, 9-hole 3-par golf course and newly refinished pool. Carport 01-DD-11

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Electric Range,Built-In Electric Oven,Electric Cooktop
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting
  • Window features: Blinds
  • Flooring: Carpet
  • Common walls with other units/homes: End Unit

Heating

  • Heating features: Electric,Radiant

Interior Area

  • Total structure area: 1,014
  • Total interior livable area: 1,014 sqft

Property

Details

  • Parcel number: 069710025
  • Zoning: Other

Features

  • Levels: Entry Lvl(No Stairs),Single Story
  • Patio & porch: Patio,Enclosed
  • Fencing: Partial
  • Has view: Yes
  • View description: Setting
  • Topography of land: Level

Lot

  • Features: Level,Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached
  • Has garage: Yes
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,141$49,692
Home Insurance *$95$1,140
Property Taxes $777$9,324
Electricity $398$4,786
Total$5,411$64,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,520/yr
40% on housing$162,330/yr
45% on housing$144,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$808This listing

vs Other Active Listings

Avg $/sqft

ZIP 93117$840
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93117$976
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$819,000
2026-05-28Listed for sale$845,000
1993-12-23Sold$142,000

For Sale by Agent

AgentGail Pearl
BrokerageCompass

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