See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11064 Stream Side Ln, Culpeper, VA, 22701

5beds
4baths
3,893sqft
$775,000
$199price/sqft
$4,785/moest. monthly cost
$191,400/yrincome needed

About This Home

**Price Improvement!** Now offered at an exceptional new value, this custom-built home on 10.62 private wooded acres combines thoughtful design, versatile living spaces, and the privacy that's becoming increasingly difficult to find in Culpeper County. Located just 15 minutes from Historic Downtown Culpeper, the home centers around a striking double-sided stone fireplace that connects the kitchen and the dramatic two-story living room, creating a warm focal point visible from both spaces. Architectural details including wainscoting, dentil crown molding, abundant natural light, and an open foyer add character throughout the main level. The kitchen features granite countertops, stainless steel appliances, real wood cabinetry, a center island, and a spacious breakfast nook with room for a large dining table. A separate formal dining room comfortably accommodates seating for twelve, while the oversized Trex deck extends the entertaining space outdoors. The main-level primary suite offers a vaulted ceiling, two closets—including a walk-in closet—dual vanities, a soaking tub, and a separate shower room. Upstairs are three generously sized bedrooms, including one with a walk-in closet, and a shared bathroom with double vanities and a separate shower and commode area. The walk-out basement offers exceptional flexibility with two recreation rooms (one used as a movie room), a craft room, a full bedroom, a full bathroom, a utility room, and multiple storage areas, making it ideal for guests, hobbies, a home office, or multigenerational living. Outside, explore private wooded trails, a creek, open lawn space, a stone paver patio surrounded by flower beds, two storage sheds, a run-in shed, and ample parking for multiple vehicles, recreational equipment, or an RV. Whether you enjoy hiking, ATV riding, hunting, archery, or simply the peace and quiet of a wooded setting, this property offers endless opportunities to enjoy the outdoors. Recent Updates: Well Pump (2023), Garage Door (2023), Refrigerator (2024), Propane Tank (2024), LVP Flooring in Living Room & Primary Bedroom (2024), Dryer (2025), French Drain & Sump Pump (2026).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
4/10
Culpeper Middle SchoolGrades 6-84.2 mi
4/10

Construction

Condition

  • Property condition: Average,Excellent,Good,Very Good
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: Architectural Shingle
  • Construction materials: Concrete,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Main Level,Washer In Unit

Basement

  • Area: 1787

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Drainage System,Finished,Heated,Improved,Interior Entry,Exterior Entry,Concrete,Shelving,Space For Rooms,Sump Pump,Walk-Out Access,Windows,Workshop,Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Combination Kitchen/Dining,Crown Molding,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Wainscotting,Walk-In Closet(s),9'+ Ceilings,2 Story Ceilings,Cathedral Ceiling(s),Dry Wall,High Ceilings,Tray Ceiling(s),Vaulted Ceiling(s)
  • Door features: Double Entry,Six Panel,French Doors
  • Window features: Casement,Energy Efficient,Low Emissivity Windows,Screens,Sliding,Vinyl Clad
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile/Brick,Wood
  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Glass Doors,Free Standing,Mantel(s),Screen,Stone,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,387
  • Finished area above ground: 2,506

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Wood Stove,Zoned,Electric,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Zoned,Electric

Interior Area

  • Total structure area: 4,293
  • Total interior livable area: 3,893 sqft

Property

Accessibility

  • Accessibility features: Doors - Swing In

Details

  • Parcel number: 29A1 B3
  • Zoning: RA
  • Special condition: Bankruptcy Property,Standard,Third Party Approval

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Chimney Cap(s),Extensive Hardscape,Rain Gutters,Storage,Sidewalks,Stone Retaining Walls
  • Has view: Yes
  • View description: Creek/Stream,Garden,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 10.62 Acres
  • Features: Adjoins - Open Space,Backs to Trees,Front Yard,Hunting Available,Landscaped,No Thru Street,Not In Development,Private,Rear Yard,SideYard(s),Stream/Creek,Wooded,Mountain

Parking

  • Total spaces: 17
  • Parking features: Covered,Garage Faces Front,Inside Entrance,Crushed Stone,Asphalt,Gravel,Driveway,Private,Unpaved,Attached,Off Street,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$223$2,676
Property Taxes $270$3,240
Electricity $374$4,499
Total$4,785$57,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,057/yr
40% on housing$143,550/yr
45% on housing$127,600/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 22701$225
Culpeper County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 22701$198
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$775,000
2026-06-25Listed for sale$795,000
2020-04-21Sold$535,000
2020-03-27Pending sale$539,000
2020-02-19Listed for sale$539,000
2019-11-24Listing removed$549,000
2019-11-01Price change$549,000
2019-09-28Price change$557,900
2019-09-24Listed for sale$559,900
2019-09-07Pending sale$559,900
2019-07-25Listed for sale$559,900
2019-06-20Listing removed$575,000
2019-04-22Listed for sale$575,000

For Sale by Agent

AgentBrittani Hill
BrokerageColdwell Banker Elite

Similar Homes