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1302 E 10th Street, Jeffersonville, IN, 47130

4beds
3baths
3,272sqft
$374,500
$114price/sqft
$2,996/moest. monthly cost
$119,840/yrincome needed

About This Home

NEW great affordable price—now featuring a new $20,000 roof! This unique 3,272 sq ft home is now offered at $385,000, delivering excellent value on a price-per-square-foot basis. The property includes 5 bedrooms, 3 bathrooms, and both living and family rooms, providing generous space for living and entertaining. Located on a 0.22-acre lot with parking for up to 8 vehicles, the home is currently used as a business (Happy’s Meditation) and is zoned CN – Commercial Neighborhood, offering outstanding flexibility. Formerly two residences and now connected by a hallway, the layout features front, rear, and side entrances. Ideal for multiple uses: live/work setup, live in one space and rent the other, future commercial conversion, or a multi-family or mother-in-law arrangement with separation between spaces. Basements offer thick concrete walls, great for storm shelter and storage, with one featuring an exterior entrance. Full of character and craftsmanship, the home showcases hardwood floors, wood trim and doors, arched doorways, built-in cabinets, and a beautiful wood stair banister. The family room includes a fireplace with tile surround, and two bathrooms feature vintage tile, including classic black-and-white design. Conveniently located near Quadrangle and Youngstown Shopping Center, with quick access to I-65, I-265, and bridge access. Also listed as a commercial property.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Parkview Middle SchoolGrades 6-80.6 mi
4/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,272

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,272
  • Total interior livable area: 3,272 sqft

Property

Details

  • Parcel number: 102000200576000010
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,893$22,716
Home Insurance *$210$2,520
Property Taxes $594$7,128
Electricity $299$3,599
Total$2,996$35,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,720/yr
40% on housing$89,880/yr
45% on housing$79,893/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 47130$134
Clark County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 47130$172
Clark County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-11Price change$385,000
2025-08-28Price change$388,900
2025-06-25Listed for sale$389,000

For Sale by Agent

AgentLeslie Williams
BrokerageeXp Realty, LLC - New Salisb

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