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864 Commodores Cir, Lafayette, IN, 47909

5beds
4baths
4,701sqft
$925,000
$197price/sqft
$6,202/moest. monthly cost
$248,080/yrincome needed

About This Home

OPEN HOUSE SATURDAY 4/11 FROM NOON-2P. Exquisite Custom Estate with Scenic Pond Views | 864 Commodores Circle, Lafayette Step into timeless elegance and elevated comfort with this pristine custom-built residence, offering over 4,700 finished sq ft of thoughtfully designed living space, nestled on more than half an acre with breathtaking pond views. Boasting 5 spacious bedrooms, 5 beautifully appointed bathrooms. This property is a perfect blend of functionality and grandeur. The open-concept layout is tailor-made for both everyday living and upscale entertaining, with multiple living areas that seamlessly flow together, flooded with natural light. The full walkout basement adds another level of luxury and versatility, featuring an additional lower-level garage—ideal for storage, a home gym, workshop, or your dream man cave. Unwind in the sunroom or step out onto your private deck, where panoramic water views offer a serene backdrop for morning coffee or evening cocktails. From its expansive footprint to its thoughtful finishes and entertainer’s design, this home delivers exceptional quality in a truly coveted setting

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

7/10
5/10
9/10
McCutcheon High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2013

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 182

Features

  • 1st Bdrm En Suite,Breakfast Bar,Bookcases,Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Double Vanity,Stand Up Shower,Tub and Separate Shower,Main Level Bedroom Suite
  • Number of fireplaces: 2
  • Fireplace features: Living Room,1st Bdrm
  • Fireplace: Yes
  • Finished area below ground: 1,165
  • Finished area above ground: 3,536

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,840
  • Total interior livable area: 4,701 sqft

Kitchen

  • Level: Main
  • Area: 400

Living Room

  • Level: Main
  • Area: 396

Office

  • Level: Main
  • Area: 182

Property

Accessibility

  • Accessibility features: ADA Features,Chair Rail

Details

  • Parcel number: 791118353016.000030
  • Other equipment: Sump Pump

Features

  • Levels: Three Story
  • Stories: 3
  • Patio & porch: Deck,Porch Covered
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.67 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 95x305

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$443$5,316
Property Taxes $652$7,824
Electricity $430$5,171
Total$6,202$74,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,640/yr
40% on housing$186,060/yr
45% on housing$165,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 47909$161
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47909$169
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$950,000
2026-03-23Listed for sale$990,000
2025-12-10Listing removed$1,075,000
2025-12-02Price change$1,075,000
2025-09-15Listed for sale$1,100,000

For Sale by Agent

AgentReagan Geswein
BrokerageLafayette Listing Realty LLC

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