209 Windom Way, Frederick, MD, 21702
About This Home
Welcome to this stunning 4-bedroom, 3.5-bath colonial in the desirable Clover Ridge community of Frederick, impeccably maintained and truly move-in ready! The main level impresses with an open-concept living area anchored by a cozy fireplace, an updated kitchen with stainless steel appliances, and a convenient half bath, perfect for everyday living and effortless entertaining. Upstairs, the primary suite offers a serene retreat with a private ensuite bath, joined by additional generously sized bedrooms, a full shared bath, and the added convenience of upper-level laundry, recently updated. The finished lower level rounds out the home with a full bathroom and versatile flex space, ideal for a home office, media room, or guest suite. Step outside to a beautifully curated backyard featuring raised garden beds, lush landscaping, a pergola with string lights, and plenty of space to host and unwind, a true outdoor sanctuary. Major system updates include a roof replaced just four years ago and water heater heating elements replaced just four months ago, offering genuine peace of mind. Nestled just minutes from Downtown Frederick, the MARC Commuter Rail, and easy access to I-70, I-270, and Rt. 15, making commutes to Washington D.C. and Baltimore a breeze. Don't miss this one! ** Seller to offer a $10,000 credit with acceptable offer**
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2014
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Frame,Vinyl Siding,Combination
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Oven,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Extra Refrigerator/Freezer,Electric Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Finished,Sump Pump
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Open Floorplan
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 2,210
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,147
- Total interior livable area: 2,610 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bathroom
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1102589771
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Deck,Porch
Lot
- Lot size: 8,306 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $1,057 | $12,684 |
| Electricity | $332 | $3,990 |
| Total | $4,814 | $57,768 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Contingent | $649,999 |
| 2026-07-23 | Listed for sale | $649,999 |
| 2014-12-29 | Sold | $410,662 |
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