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28 W 96th St APT 9, New York, NY, 10025

3beds
3baths
1,200sqft
$1,450,000
$1,208price/sqft
$9,087/moest. monthly cost
$363,480/yrincome needed

About This Home

A rare triplex moments from Central Park, with two private outdoor spaces of its own! Tucked inside a classic Upper West Side brownstone, this 3-bedroom, 2.5-bath triplex spans 1,200 square feet across three beautifully laid-out levels. Yes, it's a walk-up, but leads to a home worth the climb, with a layout, light, and outdoor space that are hard to find anywhere in the city, at any price point. The first floor opens into a sprawling living and dining space anchored by a decorative fireplace (once operable, and buyers are welcome to pursue approval to restore it) beneath dramatic arched windows that flood the room with light. A separate galley kitchen features stainless steel appliances, a full range, and a dishwasher. A half bath and two generous closets complete this level. Up the first flight, the primary suite awaits: a king-sized bedroom, en-suite bath, walk-in closet, and a private outdoor terrace - your own quiet perch above the city. Climb to the penthouse level and find two additional king/queen-sized bedrooms, each with its own closet and south-facing windows for all-day natural light, plus a second full bath and an in-unit washer/dryer. Crowning it all is a private penthouse terrace with sweeping city views - an incredible spot for morning coffee, evening wine, or weekend entertaining under the sky. Set on a picture-perfect brownstone block, this home is a short stroll to Central Park, with the C/B trains at 96th and Central Park West and the 1/2/3 lines just three blocks away on Broadway, plus easy crosstown bus access. Whole Foods, Trader Joe's, and a great mix of restaurants, cafes, and shops line nearby Columbus Avenue. For those who want outdoor space, light, and Central Park at their doorstep - and don't mind trading an elevator for a few flights of stairs - this one is special. Please note that the unit is currently not owner occupied and the maintenance does not reflect primary abatement.

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
82
BikeVery Bikeable

Schools

5/10
Ps 163 Alfred E SmithGrades PK-50.3 mi
5/10
9/10
Lafayette AcademyGrades 6-80.3 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Decorative
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 012091209
  • Special condition: Resale

Features

  • Patio & porch: Deck,Terrace
  • Exterior features: Private Roof Deck,Terrace
  • Has view: Yes
  • View description: City,Park/Greenbelt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$653$7,836
Property Taxes $857$10,284
Electricity $246$2,954
Total$9,087$109,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,554/yr
40% on housing$272,610/yr
45% on housing$242,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,208This listing

vs Other Active Listings

Avg $/sqft

ZIP 10025$1,145
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10025$1,626
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$1,450,000
2022-03-23Listing removed--
2022-03-08Listed for rent$7,800
2014-08-28Sold$1,223,100

For Sale by Agent

AgentSophia Guinchard
BrokerageSERHANT.

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