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812 Baker St, McKinney, TX, 75069

5beds
9baths
4,986sqft
$1,595,000
$320price/sqft
$12,132/moest. monthly cost
$485,280/yrincome needed

About This Home

Custom British Builder Home. Welcome to your private estate in the heart of historic Downtown McKinney an unparalleled oasis nestled on a lush, gated 1.3-acre creek-side lot. Surrounded by mature trees, this property offers an escape into nature while being just steps away from the vibrant McKinney Square,renowned for its top-rated restaurants, wine bars, boutique shopping & year-round events.The main home, a custom-built masterpiece, blends modern luxury w timeless character. As you step onto the inviting East-facing front porch, you are greeted by impeccable craftsmanship & top-tier finishes throughout. With 4 spacious bedrooms, including a luxurious primary suite boasting a massive walk-in closet & a spa-like ensuite & private screened porch. The gourmet chef’s kitchen, complete w premium appliances, seamlessly opens to the dining area & a living room featuring a charming fireplace. A sprawling covered porch on the main level provides the perfect setting for outdoor relaxation, surrounded by serene natural beautyThe lower level w many possibilities, featuring a grand bedroom with its own entery, an additional fireplace-warmed living area & two versatile flex rooms, ideal for a home office, music room or craft space and another covered porch. Storage is abundant!Designed for convenience, the main home is elevator-ready,w 2 more bedro,oms on the top floor. An oversized three car garage includes an a fully-equipped apartment above, complete w a full kitchen, living area, bathroom & bedroom, perfect for guests or a home office. Adding to this exceptional estate is the enchanting cottage, offering 2 bedrooms, 2 full bathrooms,a full kitchen & a cozy living space.It’s an ideal retreat for in-laws, guests or rental income.Engery efficient solor panel, High efficiency AC units, tankless water heaters,two storage sheds, picturesque creek & a canopy of mature trees, this estate is a rare opportunity to live and also generate rental income w it having the separate cottage

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Disposal,Gas Range,Microwave,Plumbed For Gas
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 9
  • Full bathrooms: 7
  • 1/2 bathrooms: 2

Breakfast Room Nook

  • Features: Eat-in Kitchen
  • Level: First
  • Dimensions: 14 x 13

Dining Room

  • Level: First
  • Dimensions: 14 x 17

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 4,986 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 20 x 14

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 17 x 19

Master Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 16 x 21

Property

Details

  • Parcel number: R1013300L00101

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Rear Porch,Covered,Front Porch

Lot

  • Lot size: 1.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Door-Single
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$1,505$18,060
Property Taxes $2,015$24,180
Electricity $547$6,569
Total$12,132$145,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$415,954/yr
40% on housing$363,960/yr
45% on housing$323,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$239
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$1,899,000
2026-03-22Price change$1,950,000
2026-03-17Price change$2,125,000
2026-02-17Price change$2,150,000
2026-01-18Price change$2,175,000
2025-12-27Price change$2,200,000
2025-12-02Price change$2,225,000
2025-11-07Price change$2,250,000
2025-10-22Price change$2,275,000
2025-10-04Price change$2,300,000
2025-09-21Price change$2,325,000
2025-09-04Price change$2,350,000
2025-08-10Price change$2,375,000
2025-06-24Price change$2,400,000
2025-05-17Listed for sale$2,500,000

For Sale by Agent

AgentChristine Hogan
BrokerageMonument Realty

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