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1123 Jamestown Dr, Temple, TX, 76504

3beds
2baths
1,442sqft
$199,999
$139price/sqft
$1,829/moest. monthly cost
$73,160/yrincome needed

About This Home

MOTIVATED SELLER!!!!! PRICED REDUCED under $200K, Built in 2017, this move-in ready home offers modern construction without the new-build price tag. Ideal location for Fort Hood buyers or anyone seeking a newer home with easy access to Temple and Killeen. Open layout, updated finishes, and low-maintenance living make this a rare opportunity in today’s market. Seller offering incentives with acceptable offer — schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Temple High SchoolGrades 8-120.9 mi
5/10
Lamar Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Fiber Cement,Masonry

Other

  • Builder name: KIELLA HOMEBUILDERS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedroom

  • Level: Main
  • Dimensions: 15X14

Bedroom2

  • Level: Main
  • Dimensions: 10X10

Bedroom3

  • Level: Main
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Ceiling Fan(s),Double Vanity,Kitchen/Dining Combo,Pull Down Attic Stairs,Tub Shower,Breakfast Area
  • Flooring: Carpet,Linoleum
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 1,442 sqft

Kitchen

  • Level: Main
  • Dimensions: 14X12

Living Room

  • Level: Main
  • Dimensions: 14X12

Property

Details

  • Parcel number: 451851

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,782 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$186$2,232
Property Taxes $394$4,728
Electricity $238$2,859
Total$1,829$21,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,708/yr
40% on housing$54,870/yr
45% on housing$48,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$96
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$199,999
2026-04-02Price change$213,500
2026-03-04Price change$214,000
2026-02-11Price change$225,000
2026-01-15Price change$231,000
2025-10-14Price change$236,000
2025-09-09Listed for sale$240,000
2017-06-28Sold--

For Sale by Agent

AgentFentress Posey
BrokerageReal Broker, LLC

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