512 Saddle Pass, Cibolo, TX, 78108
About This Home
Welcome to Saddle Creek Ranch! Motivated Seller offering $5,000 toward buyer closing costs. Spacious Move-In-Ready 5BR/3.5BA home featuring high ceilings, an abundance of natural light, a private office, formal dining, open-concept living, and a gourmet kitchen with breakfast nook. All appliances convey with the sale of the home. The main-level primary suite offers dual vanities, an oversized custom shower, and a large walk-in closet. Upstairs includes generously sized secondary bedrooms, two full baths, a game room, and a media room with projector and screen. Enjoy the covered patio, extended patio, garden area, and oversized garage. Community amenities include a pool, clubhouse, basketball court, park, playground, exercise stations, and scenic ponds. Conveniently located near shopping, dining, and major highways. Close proximity to Randolph Air Force Base and Fort Sam Houston. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 2013
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Siding,Stone Veneer
Other
- Builder name: Bella Vista
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator,Disposal,Dishwasher,Plumbed For Ice Maker,Water Softener Owned,Electric Water Heater,Electric Cooktop
- Laundry features: Main Level,Washer Hookup,Dryer Connection
Bedroom2
- Area: 180
Bedroom3
- Area: 144
Bedroom4
- Area: 180
Bedroom5
- Area: 154
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Area: 170
Family Room
- Area: 300
Features
- Two Living Area,Separate Dining Room,Study/Library,Game Room,Media Room,Utility Room Inside,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Ceramic Tile
- Fireplace features: Not Applicable
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Two Central
Interior Area
- Total interior livable area: 3,106 sqft
Kitchen
- Area: 180
Master Bathroom
- Features: Shower Only,Double Vanity
- Area: 180
Master Bedroom
- Features: Walk-In Closet(s),Ceiling Fan(s)
- Area: 238
Office
- Area: 132
Property
Accessibility
- Accessibility features: First Floor Bedroom,Stall Shower
Details
- Parcel number: 1G3900401300200000
Features
- Levels: Two
- Stories: 2
- Pool features: None,Community
- Patio & porch: Patio,Covered
- Exterior features: Sprinkler System
- Fencing: Privacy
- Residential vegetation: Mature Trees,Mature Trees (ext feat)
Lot
- Lot size: 6,621 sqft
- Features: Curbs,Sidewalks,Streetlights
- Lot size dimensions: 55x120
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Oversized,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $604 | $7,248 |
| Electricity | $341 | $4,092 |
| Total | $3,073 | $36,876 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $379,900 |
| 2026-07-10 | Price change | $388,000 |
| 2026-06-23 | Price change | $393,500 |
| 2026-05-15 | Listed for sale | $398,500 |
| 2020-12-31 | Sold | -- |
| 2020-11-04 | Price change | $349,500 |
| 2020-10-15 | Price change | $357,000 |
| 2020-09-17 | Price change | $359,000 |
| 2020-09-06 | Listed for sale | $365,000 |
| 2020-08-25 | Listing removed | $2,400 |
| 2020-08-24 | Price change | $2,400 |
| 2020-07-23 | Listed for rent | $2,500 |
| 2018-03-09 | Listing removed | $2,150 |
| 2018-02-25 | Price change | $2,150 |
| 2018-02-07 | Price change | $1,950 |
| 2018-01-13 | Listed for rent | $2,150 |
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