449 Timber Creek, Schertz, TX, 78108
About This Home
Motivated Seller please bring all offers!! Upstairs carpet will be removed and replaced with new carpet! Also indoor paint upstairs and downstairs! Beautifully maintained corner lot 2 story 5 bedrooms 3 full baths home located in the desirable Cibolo/Shertz ISD. One owner home located in a Cul-De-Sac that backs up to a greenbelt for ultimate privacy. Master bedroom downstairs as well as a mother-in-law suite that could double as an office. Spacious 3 Bedrooms upstairs alongside a large versatile flex room that could be used as a game room, work out area or media room. Sprawling living room opens up to kitchen/dining room area perfect for family gatherings. Backyard boasts 2 pergolas ideal for entertaining guests under the stars. 3 car garage floor is sealant protected and has a sink for easy cleanup. New double water heaters and water softener. Family friendly neighborhood waterpark and playground are around the corner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 2014
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: 3 Sides Masonry,Stone
Other
- Builder name: CHESMAR
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Plumbed For Ice Maker,Water Softener Owned,Gas Water Heater,Plumb for Water Softener,2+ Water Heater Units
- Laundry features: Main Level,Lower Level,Laundry Room,Washer Hookup,Dryer Connection
Bedroom2
- Area: 165
Bedroom3
- Area: 121
Bedroom4
- Area: 192
Bedroom5
- Area: 120
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Area: 143
Family Room
- Area: 323
Features
- Two Living Area,Liv/Din Combo,Auxillary Kitchen,Kitchen Island,Pantry,Study/Library,Game Room,Media Room,Loft,Secondary Bedroom Down,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier,Wet Bar,Solid Counter Tops,Custom Cabinets
- Window features: Window Coverings
- Flooring: Carpet,Ceramic Tile
- Fireplace features: Not Applicable
- Attic: Pull Down Storage,Floored,Other
Heating & Cooling
- Heating features: Central,Natural Gas,Solar
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,817 sqft
Kitchen
- Area: 156
Master Bathroom
- Features: Shower Only,Separate Vanity
- Area: 132
Master Bedroom
- Features: Sitting Room,Walk-In Closet(s),Ceiling Fan(s),Full Bath
- Area: 225
Property
Details
- Parcel number: 1G26034A0109200000
Features
- Levels: Two
- Stories: 2
- Pool features: None,Community
Lot
- Lot size: 0.34 Acres
- Features: Curbs,Sidewalks,Streetlights
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $689 | $8,268 |
| Electricity | $309 | $3,711 |
| Total | $3,463 | $41,556 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Price change | $440,000 |
| 2026-03-10 | Price change | $450,000 |
| 2026-02-13 | Price change | $475,000 |
| 2025-12-31 | Price change | $490,000 |
| 2025-12-08 | Price change | $525,000 |
| 2025-08-15 | Listed for sale | $585,000 |
View on Zillow