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2944 WINDING TRL, Schertz, TX, 78108

4beds
4baths
3,028sqft
$419,000
$138price/sqft
$3,125/moest. monthly cost
$125,000/yrincome needed

About This Home

This RIATA gem has it all: 4 beds, 3.5 baths, primary suite downstairs, home office, formal dining, game room, and media/flex room, all in 3,028 sq ft. Built in 2015 and lovingly maintained, this spacious two-story is truly move-in ready. The home features TV mounts with dedicated outlets in the primary suite, family room, and upstairs game room. An extended foyer leads to a vaulted living area and a striking wrought iron staircase. A home office and formal dining room greet you at the entry. The oversized kitchen features granite countertops and generous cabinet space. The primary suite and half bath are conveniently located on the main level. Upstairs you'll find three additional bedrooms, two full baths, a game room, and a media/flex room with open-arch views overlooking the main living area. Extended 2-car garage provides extra storage. Low HOA. Convenient to I-35, JBSA-Randolph, and Fort Sam Houston. Seller is prepared for a quick close!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
6/10
Dobie Junior High SchoolGrades 7-83.4 mi
7/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,3 Sides Masonry,Stone,Siding,Fiber Cement

Other

  • Builder name: Chesmar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Disposal,Dishwasher,Plumbed For Ice Maker,Water Softener Owned,Vented Exhaust Fan,Gas Water Heater,Plumb for Water Softener,2+ Water Heater Units
  • Laundry features: Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 143

Bedroom3

  • Area: 143

Bedroom4

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 144

Family Room

  • Area: 320

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Pantry,Study/Library,Game Room,Media Room,Utility Room Inside,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops
  • Door features: Storm Doors
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Wood,Vinyl
  • Fireplace features: Not Applicable
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Two Central

Interior Area

  • Total interior livable area: 3,028 sqft

Kitchen

  • Area: 225

Master Bathroom

  • Features: Tub/Shower Separate
  • Area: 120

Master Bedroom

  • Area: 221

Office

  • Area: 132

Property

Details

  • Parcel number: 1G26034A1601200000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: Privacy

Lot

  • Lot size: 6,926 sqft
  • Features: Curbs,Street Gutters,Sidewalks,Streetlights,Fire Hydrant w/in 500'

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$230$2,760
Property Taxes $445$5,340
Electricity $332$3,989
Total$3,125$37,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,142/yr
40% on housing$93,750/yr
45% on housing$83,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 78108$147
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78108$151
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$419,000
2026-07-15Price change$419,000
2026-06-08Price change$429,000
2026-05-29Listed for sale$439,000
2018-05-31Sold--
2018-05-06Pending sale$329,703
2018-04-14Price change$329,703
2018-03-30Listed for sale$333,703

For Sale by Agent

AgentBrittney Waiters
BrokerageStride Real Estate

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