See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2948 Oyster Bay Dr, Frisco, TX, 75034

2beds
2baths
1,704sqft
$435,000
$255price/sqft
$2,752/moest. monthly cost
$110,080/yrincome needed

About This Home

Welcome to Frisco Lakes, one of the most sought-after active adult communities in North Texas! This beautifully maintained 2-bedroom, 2-bath home with a dedicated office or optional third bedroom is located in the desirable COPPER RIDGE open floor plan, perfectly designed for both everyday living and entertaining. Step inside to a spacious, well-designed layout featuring plentiful natural light, comfortable living spaces, and thoughtful storage throughout. The kitchen flows seamlessly into the main living and dining areas, creating an inviting space to gather with family and friends. This home features NO CARPET throughout, offering easy maintenance and a clean, modern feel. The primary suite offers a large walk-in closet and private bath, while the guest bedroom is tucked away with an adjacent full bath for added privacy. Additional highlights include a utility room with sink, extra garage storage, and a custom-designed door for the flexible third bedroom or study. A newer HVAC system and roof add peace of mind. What truly sets this home apart is the rare private backyard, perfect for relaxing on the patio, gardening, or enjoying peaceful mornings and quiet evenings with added separation from neighbors, creating your own personal retreat. Frisco Lakes offers resort-style living with three amenity centers, fitness facilities, indoor and outdoor pools, pickleball, tennis, scenic trails, a restaurant with a bar, and over 120 clubs and activities. A MUST SEE HOME offering comfort, privacy, and an unbeatable lifestyle!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Lowell H Strike MiddleGrades 6-81.5 mi
5/10
Little Elm High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Dishwasher,Electric Oven,Disposal,Microwave,Tankless Water Heater,Vented Exhaust Fan,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Features: Pantry
  • Level: First
  • Dimensions: 9 x 11

Features

  • Eat-in Kitchen,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Tile Counters,Cable TV,Natural Woodwork,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,704 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Dimensions: 13 x 11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 16 x 19

Master Bathroom

  • Features: Built-in Features,En Suite Bathroom,Linen Closet,Separate Shower
  • Level: First
  • Dimensions: 10 x 9

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 14

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 11

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: R561775
  • Exclusions: Kitchen refrigerator,T.V.s and mounts in family room and primary bedroom,security camera(s) system.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Fenced,Gate,Wrought Iron
  • Residential vegetation: Grassed

Lot

  • Lot size: 6,229 sqft
  • Features: Subdivision

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$250$3,000
Property Taxes $65$780
Electricity $238$2,859
Total$2,752$33,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,354/yr
40% on housing$82,560/yr
45% on housing$73,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 75034$261
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75034$257
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$444,900
2026-04-04Listed for sale$445,000

For Sale by Agent

AgentApril Contreras
BrokerageColdwell Banker Apex, Realtors

Similar Homes