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16826 Coves Edge Ln, Charlotte, NC, 28278

2beds
2baths
2,503sqft
$590,000
$236price/sqft
$3,399/moest. monthly cost
$135,960/yrincome needed

About This Home

Welcome home to 16826 Coves Edge Lane! This one-story ranch home features all of the space you need, while offering an active lifestyle in one of the Charlotte area's premier communities. This home is ideal for those looking to downsize without compromising on quality, comfort, entertaining space, upscale finishes and an active lifestyle. Walking in, you are greeted by soaring 10 foot ceilings, custom millwork including shutters on all windows and solid hardwood floors throughout the main living areas and bedrooms. The split bedroom floorplan features an auxilary bedroom in the front of the home that includes a bay window and large closet. The dedicated office, with built-in shelving, perfect for a "man or she cave," while still being large enogh to accomodate extra overnight guests. At the heart of the home is the open concept living space that includes a dining area and large living space, made for entertaining and filled with natural light with windows flanking both sides of the gas fireplace. The gourmet kitchen features a kitchen island, built-in gas range, ample counter space and cabinets (including two featuring glass), refrigerator that conveys and walk-in pantry. The kitchen also includes an eat-in dining area, overlooking your private backyard. Situated on the opposite side of the home, the oversided primary suite is a true light filled retreat large enough for a king sized bed, with ample wall space to display your favorite art and memories. The en-suite primary bath includes an over-sized glass encased shower, garden tub, double sink, linen closet and private water closet. Additional interior features include a dedicated laundry room and pull down attic access. Outside you will find a screen room with Easy Breeze windows and seperate deck, all overlooking your private, mature tree backyard and walking distance to the incredible amenity center. If that's not enough, there is also an over-sized garage, perfect for your car AND golf cart! HOA services include lawn maintenance, irrigation, and trash removal for a “lock-and-leave” lifestyle. Residents enjoy exceptional community amenities including indoor and outdoor pools, tennis, pickleball, bocce, state-of-the-art fitness center, clubhouse, activities director, and social clubs, all conveniently located near Lake Wylie, shopping, dining, medical facilities, Charlotte Douglas International Airport, and Uptown Charlotte.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

9/10
2/10
Southwest Middle SchoolGrades 6-82.8 mi
6/10
Palisades High SchoolGrades 9-110.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Hardboard Siding

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Other - See Remarks
  • Door features: Insulated Door(s),Screen Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,503

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,503
  • Total interior livable area: 2,503 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 21733305
  • Zoning: MX-3
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Porch,Screened
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.21 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$177$2,124
Property Taxes $6$72
Electricity $233$2,797
Total$3,399$40,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,537/yr
40% on housing$101,970/yr
45% on housing$90,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$225
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$590,000
2014-11-12Sold$406,500

For Sale by Agent

AgentLauren Fox
BrokerageHoward Hanna Allen Tate Charlotte South

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