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1114 W Lynwood Ct, Freeport, IL, 61032

3beds
3baths
1,421sqft
$189,000
$133price/sqft
$1,596/moest. monthly cost
$63,840/yrincome needed

About This Home

Ranch home located on a cul-de-sac with a walkout basement, offering 3 bedrooms and 2.5 bathrooms. The main level features a spacious living room, a kitchen with space for a table and sliding doors leading to the deck, along with all three bedrooms and 1.5 bathrooms. The primary bedroom includes a private half bath. The basement has two separate entries, one through the walkout and another from the stairs leading down from the garage. It also includes a second kitchen area, a full bathroom, and additional space for a variety of uses. Hallways and doorways are designed to accommodate wheelchair access. Additional features include a 2-car attached garage with a service door, a fully electric home with paid-off solar panels, and a functional layout with plenty of space both inside and out.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Empire Elementary SchoolGrades PK-40.8 mi
3/10
Freeport Middle SchoolGrades 7-80.8 mi
1/10
Freeport High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Main
  • Area: 81
  • Dimensions: 9X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Finished area below ground: 850

Foyer

  • Level: Main
  • Area: 16
  • Dimensions: 4X4

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s),None

Interior Area

  • Total structure area: 2,271
  • Total interior livable area: 1,421 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20X12

Master Bedroom

  • Features: Bathroom (Half)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Recreation Room

  • Level: Basement
  • Area: 780
  • Dimensions: 30X26

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Hall Width 36 Inches or More,Disability Access

Details

  • Parcel number: 18180145101800
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 46.37x130.67x194.62x188.72

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$182$2,184
Property Taxes $329$3,948
Electricity $130$1,569
Total$1,596$19,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,720/yr
40% on housing$47,880/yr
45% on housing$42,560/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$86
Stephenson County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$189,000

For Sale by Agent

AgentToni VanderHeyden
BrokerageKeller Williams Realty Signature

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