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2128 Lancaster Heights Rd, Freeport, IL, 61032

5beds
3baths
2,546sqft
$339,900
$134price/sqft
$2,833/moest. monthly cost
$113,320/yrincome needed

About This Home

Beautifully Renovated with addition in 2007 - Welcome to this fully updated and move-in-ready home located in the highly desirable Dakota School District. This spacious property features 5 bedrooms and 3 full bathrooms, including two second-level suites-perfect for multi-generational living, guests, or a private work-from-home setup. The primary suite offers a large walk-in closet and an attached tandem room that works perfectly as a nursery, office, sitting room, or dressing area. A second upper-level suite provides added flexibility and privacy. Inside, the home showcases professional updates throughout-modern flooring, new kitchen, updated bathrooms, fresh paint, updated fixtures, and stylish finishes that create a clean, contemporary feel. Every space has been thoughtfully refreshed. Situated on nearly 1/2 acre, the property offers plenty of outdoor space for entertaining, gardening, pets, or future expansion. Whether you're relaxing or hosting, this yard provides endless possibilities. This home is updated, spacious, and beautifully finished-an incredible find in a prime location with a 20' x 24' attached garage plus a 16' x 26' detached garage.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Dakota Elementary SchoolGrades PK-65.2 mi
6/10
Dakota Jr Sr High SchoolGrades 7-125.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom4

  • Level: Second
  • Area: 72
  • Dimensions: 9X8

Bedroom5

  • Level: Second
  • Area: 304
  • Dimensions: 19X16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 198
  • Dimensions: 18X11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,546
  • Total interior livable area: 2,546 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Living Room

  • Level: Main
  • Area: 448
  • Dimensions: 32X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 324
  • Dimensions: 27X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 07142235200800
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 75x225

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Garage,Yes,Garage Owned,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$329$3,948
Property Taxes $591$7,092
Electricity $195$2,349
Total$2,833$33,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,131/yr
40% on housing$84,990/yr
45% on housing$75,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$85
Stephenson County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Listed for sale$365,000

For Sale by Agent

AgentKimberly Taylor, MRP
BrokerageNextHome First Class

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