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2026 Eagle Dr, Freeport, IL, 61032

3beds
2baths
2,254sqft
$175,000
$78price/sqft
$1,530/moest. monthly cost
$61,200/yrincome needed

About This Home

Don't wait to call this your next home! Charming Ranch Home with Modern Updates. This delightful ranch home boasts: 3 bedrooms, 2 bathrooms, kitchen, formal dining room with new sliding doors leading to the back deck, offering views of a spacious yard, finished lower level that provides additional living space, and a 2-stall attached garage. Notable updates include: Shingles replaced in 2015, New ductwork, central air, and gas forced air system, all upgraded in 2022.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
3/10
Freeport Middle SchoolGrades 7-83.1 mi
1/10
Freeport High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 120.8264

Bedroom3

  • Level: Main
  • Area: 102.75

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 131.2778

Family Room

  • Level: Main
  • Area: 361.6667

Features

  • L.L. Finished Space
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 574
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air,Baseboard,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,254
  • Total interior livable area: 2,254 sqft

Kitchen

  • Level: Main
  • Area: 130.3333

Living Room

  • Level: Main
  • Area: 236.8958

Master Bedroom

  • Level: Main
  • Area: 163.3889

Property

Details

  • Parcel number: 081313451019

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.39 Acres
  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$169$2,028
Property Taxes $304$3,648
Electricity $173$2,080
Total$1,530$18,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,457/yr
40% on housing$45,900/yr
45% on housing$40,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$86
Stephenson County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$165,000
2026-08-05Price change$165,000
2026-07-17Listed for sale$175,000
2021-03-25Sold$118,000
2021-02-17Contingent$137,900
2021-01-29Price change$137,900
2020-12-01Price change$139,900
2020-11-02Listed for sale$145,000

For Sale by Agent

AgentADAM WERHANE
BrokeragePat Brown Realty

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