521 Cedar Creek Rd, Freeport, IL, 61032
About This Home
OLD WORLD CHARM A quaint cottage overlooking acres of woods and a creek. Up above is a grassy field near the little old red barn. Totalling 4.75 acres on the edge of the village of Cedarville, IL. 2 bedrooms ,1 bath, full basement with 2 stall garage under cottage. 2 long driveways for all your gatherings. It's so beautiful, you'll want to entertain The living space speaks for itself, and what a statement The mirror and candlestick holders can stay. The sofa can stay for the ambiance if you'd like. Original 1933 Stone working Fireplace. Beautiful, original 1933 beams. Vaulted ceiling, and you can fit a 12' Christmas tree to the top. The double doors open out to the perfect patio the "overlook" The nice, clean, adjustable King size bed stays for gazing out the charming paned window in the Master bedroom; just wait til the moonlight pours in! Washer, dryer, stove, refrigerator, and microwave stay. Archway gate on the rock path stays. Lilacs and lilies grace the garden bordering the rocked in flower beds. Oh the peace and possibilities!! Enjoy: Magnet fishing, berry picking, treasure hunting(just ask) bird calling, overlook sitting, wildlife watching, trail hiking, dragonflies swarming, wind chimes blowing, and stars glowing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1933
Materials
- Roof: Shingle
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Main
- Area: 1972
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling-Vaults/Cathedral,Ceiling-Wood Decorative
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,100
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Kitchen
- Level: Main
- Area: 20808
Living Room
- Level: Main
- Area: 36816
Master Bedroom
- Level: Main
- Area: 2730
Property
Details
- Parcel number: 130931152005
Features
- Patio & porch: Patio,Porch 3 Season
- Has view: Yes
- View description: Country
Lot
- Lot size: 4 Acres
- Features: Subdivided
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $444 | $5,328 |
| Electricity | $130 | $1,569 |
| Total | $2,109 | $25,308 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-19 | Price change | $255,000 |
| 2026-06-12 | Listed for sale | $295,000 |
| 2017-10-27 | Sold | $90,000 |
| 2017-10-10 | Pending sale | $99,000 |
| 2017-09-28 | Listed for sale | $99,000 |
View on Zillow