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684 Sioux Dr, Freeport, IL, 61032

4beds
3baths
3,377sqft
$350,000
$104price/sqft
$2,975/moest. monthly cost
$119,000/yrincome needed

About This Home

Discover a rare combination of privacy, nature, and convenience on this beautifully wooded 1.5+ acre situated on cul-de-sac lot in Freeport. Designed for main-floor living with more than 2,000 square feet on the main level, this home offers expansive windows, skylights, and serene views that make you feel like you are living in your own private park. A privacy-fenced backyard adds an additional layer of comfort for outdoor living. The spacious kitchen with eating area opens directly into a bright sunroom with access to the multi-level deck and a new 2025 hot tub, perfect for entertaining or relaxing in the tree-top setting. The dramatic living room features a wall of windows, built-in bookcases, fireplace and a vaulted ceiling with additional skylights. The main-floor primary suite includes a walk-in closet and a private full bath. Storage is abundant throughout the home. The walkout daylight lower level is ideal for multigenerational living, guests, or an in-law arrangement. It includes a kitchenette, game area, family room with fireplace, second living room with fireplace, bedroom, office, and full bath, providing exceptional flexibility. This home has been very well maintained with significant updates, including: roof and skylights (2012), professional landscaping (2015), high-efficiency furnace and central air (2017), water heater (2022), driveway sealed (2025), and hot tub (2025). If you're seeking space, nature, and a layout that adapts to every lifestyle need, this property delivers it all. Don't miss the full video tour as well. Some of the furniture may be virtually staged, no alterations or changes to the home!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Freeport Middle SchoolGrades 7-82.4 mi
1/10
Freeport High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Cooktop,Wall Oven,Water Softener,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Finished,Full Exposure

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Main
  • Area: 132

Bedroom4

  • Level: Walk Out
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 143

Family Room

  • Level: Basement
  • Area: 255

Features

  • L.L. Finished Space,Wet Bar,Book Cases Built In,Granite Counters,Second Kitchen,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Number of fireplaces: 3
  • Fireplace features: Gas,Fire-Pit/Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,377

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,377
  • Total interior livable area: 3,377 sqft

Kitchen

  • Level: Main
  • Area: 304

Living Room

  • Level: Main
  • Area: 255

Master Bedroom

  • Level: Main
  • Area: 208

Property

Details

  • Parcel number: 181326301001

Features

  • Patio & porch: Deck,Deck-Leveled
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced

Lot

  • Lot size: 1.71 Acres
  • Features: Full Exposure,City/Town

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$338$4,056
Property Taxes $609$7,308
Electricity $259$3,116
Total$2,975$35,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,000/yr
40% on housing$89,250/yr
45% on housing$79,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$86
Stephenson County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$365,000
2026-02-03Listed for sale$380,000
2026-01-21Contingent$380,000
2026-01-21Pending sale$380,000
2025-12-06Listed for sale$380,000

For Sale by Agent

AgentAubra Palermo
BrokerageRe/Max Unites

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