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3204 Farmdale Ln, Freeport, IL, 61032

3beds
3baths
2,572sqft
$339,900
$132price/sqft
$2,835/moest. monthly cost
$113,400/yrincome needed

About This Home

Custom built one owner 2 story home overlooking Park Hills golf course. Located in a low traffic cul-de-sac. This quality-built three-bedroom 3 bath home has never before been on the market. Formal living and dining room, large eat-in kitchen with island and breakfast nook, main floor family room with fireplace, four season porch to enjoy the evening sunsets, and a versatile room, den/office or a addition bedroom with adjoining bath, main floor laundry competes the main floor. The bedroom area has a primary suite with a large walk-in closet and private bath area. Two additional bedrooms with ample closet space and an additional full bath. This home brings to the market a well-cared for rare fine. Three stall garages for plenty of storage along with an unfinished basement to make your own. Nature at your back door with beauty of the natural landscape. Close to a walking path. Roof and major mechanics all under 5 years old. Walk-out lower level.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Freeport Middle SchoolGrades 7-82.4 mi
1/10
Freeport High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Partial Exposure

Bedroom2

  • Level: Upper
  • Area: 177.0833

Bedroom3

  • Level: Upper
  • Area: 145.9444

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 128.4722

Family Room

  • Level: Main
  • Area: 152.0833

Features

  • Wet Bar,Book Cases Built In,Ceiling-Vaults/Cathedral,Walk-In Closet(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,572

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,572
  • Total interior livable area: 2,572 sqft

Kitchen

  • Level: Main
  • Area: 162.5625

Living Room

  • Level: Main
  • Area: 185

Master Bedroom

  • Level: Upper
  • Area: 293.0139

Property

Details

  • Parcel number: 181327478002

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch 4 Season
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 0.69 Acres
  • Features: Partial Exposure,City/Town

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$329$3,948
Property Taxes $591$7,092
Electricity $197$2,373
Total$2,835$34,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,200/yr
40% on housing$85,050/yr
45% on housing$75,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$85
Stephenson County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$349,900
2026-03-03Listed for sale$364,900

For Sale by Agent

AgentMARGARET CHRISTENSEN
BrokerageChristensen Home Town, Realtors

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