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527 Timber Hills Dr, Freeport, IL, 61032

3beds
2baths
2,300sqft
$219,900
$96price/sqft
$1,881/moest. monthly cost
$75,240/yrincome needed

About This Home

Welcome home to this nice ranch offering comfort, efficiency, and thoughtful recent updates throughout! Featuring natural gas forced air heat paired with central air (2018), this home delivers year-round comfort. Updated replacement windows (2017) enhance energy efficiency while allowing for abundant natural light, and beautiful hardwood floors add warmth and character. The main level offers a spacious and functional layout, including a welcoming living room with a fireplace, a formal dining area, and an additional family room-perfect for both everyday living and entertaining. The kitchen comes with all appliances and features a convenient peninsula with added storage and seating. The finished lower level expands your living space with a large L-shaped rec room, a half bath, and a dedicated laundry area-ideal for recreation, hobbies, or a home office setup. Step outside to enjoy a fenced yard complete with a 12' x 14' storage shed and 21' x 23' Deck, offering both privacy and practicality. The property is serviced by a private well and septic system and includes a three-car-wide driveway for ample parking. A solid combination of space, updates, and functionality-this ranch is ready to welcome its next owner!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Freeport Middle SchoolGrades 7-86.5 mi
1/10
Freeport High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Partial,Daylight

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Level: Main
  • Area: 552
  • Dimensions: 24X23

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Dining Combo
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Living Room

  • Level: Main
  • Area: 266
  • Dimensions: 19X14

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 13093130500600
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 110 X 135

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$212$2,544
Property Taxes $382$4,584
Electricity $176$2,122
Total$1,881$22,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,491/yr
40% on housing$56,430/yr
45% on housing$50,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$86
Stephenson County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$230,000
2026-04-29Listed for sale$235,000
2018-03-26Listing removed$99,900
2017-12-07Pending sale$99,900
2017-11-08Price change$99,900
2017-09-22Price change$112,000
2017-07-05Listed for sale$129,900
2014-02-28Sold$115,000
2010-05-13Sold$114,000

For Sale by Agent

AgentKimberly Taylor, MRP
BrokerageNextHome First Class

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