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649 Sioux Dr, Freeport, IL, 61032

6beds
4baths
3,368sqft
$279,000
$83price/sqft
$2,424/moest. monthly cost
$96,960/yrincome needed

About This Home

Welcome to this beautifully updated home situated on over 2 acres of peaceful, park-like property. Offering approximately 3,000 square feet of finished living space, this spacious home features 6 bedrooms, 3 full bathrooms, an eat-in kitchen, and a fully finished walk-out basement, making it ideal for a growing family or anyone looking for extra space. Since purchasing the home, the current owner has completed numerous updates including new flooring throughout, a remodeled bathroom, new countertops, updated light fixtures, and a fully finished basement that adds approximately 2,000 square feet of additional living space. The lower level also features a fireplace, a full bathroom, multiple bedrooms, and walk-out access to the backyard. Enjoy beautiful views from the rear decks overlooking the private backyard and over 2 acres of land. Additional features include a 2+ car attached garage, a new water heater, and a full rear exposed walk-out basement that offers exceptional functionality and flexibility. If you’re looking for a move-in ready home with acreage, updated finishes, and room for everyone, this is one you won’t want to miss.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Freeport Middle SchoolGrades 7-82.2 mi
1/10
Freeport High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Entrance,Full,Sump Pump,Finished

Bedroom2

  • Level: Main
  • Area: 90.021

Bedroom3

  • Level: Main
  • Area: 122.76

Bedroom4

  • Level: Main
  • Area: 123.75

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Family Room

  • Level: Lower
  • Area: 136

Features

  • Solid Surface Counters
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,368
  • Total interior livable area: 3,368 sqft

Kitchen

  • Level: Main
  • Area: 218.24

Living Room

  • Level: Main
  • Area: 216.645

Master Bedroom

  • Level: Main
  • Area: 177.786

Property

Details

  • Parcel number: 181326326021

Features

  • Patio & porch: Deck

Lot

  • Lot size: 2.39 Acres
  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$270$3,240
Property Taxes $485$5,820
Electricity $259$3,108
Total$2,424$29,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,108/yr
40% on housing$72,720/yr
45% on housing$64,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$86
Stephenson County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$279,000
2026-07-15Listed for sale$299,000
2020-09-30Sold$145,000
2020-09-15Pending sale$145,000
2020-09-11Listed for sale$145,000
2018-04-19Sold$85,000
2018-01-05Price change$98,500
2017-12-13Price change$108,900
2017-11-21Listed for sale$120,900
2008-09-29Sold$132,000

For Sale by Agent

AgentRyan DiLeonardo
BrokerageRealty One Group Strategies

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