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450 S West Ave, Freeport, IL, 61032

4beds
2baths
2,277sqft
$99,900
$44price/sqft
$949/moest. monthly cost
$37,960/yrincome needed

About This Home

This beautiful Victorian 1892. 2 story house has 4 bedrooms , 2 full bathrooms. Large kitchen, Large Dining Room and Living Room with lead glass windows. Family/ Library Room. Pocket doors that works. More than Half of this house has been renovated and still needs to be completed. Once this project is completed you will have a beautiful home. Roof was put on 2021. Porches 2023 , water heater 2020, Furnace 2016, some window were updated 2019. Sold “As Is”.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

3/10
Empire Elementary SchoolGrades PK-41.0 mi
3/10
Freeport Middle SchoolGrades 7-80.6 mi
1/10
Freeport High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1892

Materials

  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove/Cooktop,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 1872

Bedroom3

  • Level: Upper
  • Area: 171962

Bedroom4

  • Level: Upper
  • Area: 91020

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 23472

Family Room

  • Level: Main
  • Area: 14976

Features

  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 2,277

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,277
  • Total interior livable area: 2,277 sqft

Kitchen

  • Level: Main
  • Area: 28764

Living Room

  • Level: Main
  • Area: 19418

Master Bedroom

  • Level: Upper
  • Area: 19536

Property

Details

  • Parcel number: 181336279042

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Features: City/Town

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$96$1,152
Property Taxes $173$2,076
Electricity $175$2,101
Total$949$11,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,537/yr
40% on housing$28,470/yr
45% on housing$25,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$87
Stephenson County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$99,900
2013-10-04Sold$12,000

For Sale by Agent

AgentJOAN WELT
BrokerageChoice Realty Of Freeport Llc

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