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218 Piffy Ln, Climax Springs, MO, 65324

4beds
2baths
2,656sqft
$220,000
$83price/sqft
$1,508/moest. monthly cost
$60,320/yrincome needed

About This Home

Welcome to **218 Piffy Lane** in Climax Springs—where modern updates meet peaceful lake-area living. This beautifully refreshed home features a remodeled kitchen, new flooring, fresh paint, updated appliances, and a newly rebuilt deck, creating a move-in-ready space you'll love from day one. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the perfect blend of comfort and tranquility. Enjoy your morning coffee or evening sunsets from the spacious deck while taking in the peaceful surroundings. Conveniently located near the Lake of the Ozarks, you'll have easy access to boating, fishing, dining, and recreation while still enjoying the privacy of a quiet setting. Don't miss your opportunity to own this updated lake-area home—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
4/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 650
  • Finished area above ground: 1,544

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,656
  • Total interior livable area: 2,656 sqft

Property

Details

  • Parcel number: 153.005.0000.0000003.001
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 3.01 Acres
  • Features: Open Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Hail
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$110$1,320
Property Taxes $84$1,008
Electricity $202$2,433
Total$1,508$18,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,702/yr
40% on housing$45,240/yr
45% on housing$40,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 65324$222
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65324
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-11Listed for sale$220,000
2026-07-10Pending sale$220,000
2026-07-07Listed for sale$220,000

For Sale by Agent

AgentAshley L Morrison
BrokerageAvenue 2 Real Estate Company

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