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635 Waterloo Rd APT 231, Warrenton, VA, 20186

1beds
1baths
674sqft
$199,900
$297price/sqft
$1,428/moest. monthly cost
$57,120/yrincome needed

About This Home

Charming & Low-Maintenance Condo in Warrenton Gardens! > Discover comfort and convenience in this top-floor (3rd floor), 1-bedroom, 1-bathroom brick condo offering 691 sq. ft. of cozy, light-filled living space. Enjoy the ultimate ease of an in-unit washer and dryer and a simplified budget—your condo association fee covers both water (hot water as well) and trash services! This well-maintained community features serene, landscaped grounds and includes two dedicated parking spaces in a paved lot. Located just minutes from vibrant local amenities, shopping, and dining, it’s perfect for downsizers, first-time buyers, or investors looking for a turn-key opportunity. Property is currently tenant-occupied; fantastic instant-income potential for investors! Showings require an appointment.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
--
Warrenton Middle SchoolGrades 6-80.5 mi
7/10
Fauquier High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range Hood,Refrigerator,Washer,Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),Open Floorplan,Combination Dining/Living
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 674

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 674
  • Total interior livable area: 674 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6974951507231
  • Attached to another structure: Yes
  • Zoning: RM
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$50$600
Property Taxes $166$1,992
Electricity $202$2,433
Total$1,428$17,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,960/yr
40% on housing$42,840/yr
45% on housing$38,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 20186$248
Fauquier County$342

vs Homes Sold Last Month

Median $/sqft

ZIP 20186$251
Fauquier County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$199,900
2026-04-01Listing removed$215,000
2025-12-19Listed for sale$215,000
2020-02-21Sold$110,000
2020-01-10Price change$116,900
2019-12-04Listed for sale$120,000
2004-01-13Sold$73,500
1997-08-19Sold$57,580

For Sale by Agent

AgentMichael Bruck
BrokerageBruck Realty

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